448 Nichols St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 448 Nichols St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,526 sqft · built 1974
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2021)
Tax Bill	$4,628 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-06 B:0000 L:0018`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-06 B:0000 L:0018`
Alternative APN	`M:0R=06 B:0000 L:0018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
Gross Area	3,204 sqft
Basement Area	956 sqft
Unfinished Basement	956 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	448 NICHOLS ST
City	FALL RIVER
State	MA
Zip	02720-7310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	18
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1003
Census Tract	642500

Owner

448 Nichols St is owned and occupied by an individual who bought it in June 2021.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	448 NICHOLS ST, FALL RIVER, MA 02720-7310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 17, 2021	Quit Claim Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Dec 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Deed Document Number	202113740
Deed Book / Page	10609 / 86
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0010609-86
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	448 NICHOLS ST, FALL RIVER, MA 02720-7310
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011467-84
Date	Feb 20, 2024
Book Page	11467/84
Instrument	2054

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 17, 2021
Property Address	448 NICHOLS ST, FALL RIVER, MA 02720-7310
Document Number	0010609-86
Book / Page	10609 / 86
Instrument Date	Jun 16, 2021
Instrument	13740
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BARNABY ST, FALL RIVER, MA 02720-3507

Mortgage

Document Number	0000013741
Date	Jun 17, 2021
Instrument	13741

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 12, 2019
Property Address	448 NICHOLS ST, FALL RIVER, MA 02720-7310
Document Number	9963-108
Book / Page	009963 / 000108
Instrument Date	Dec 11, 2019
Instrument	21921
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	448 NICHOLS ST FALL RIVER MA 027207310, FALL RIVER, MA 02720-7310

Tax Assessment & Valuation

The 2025 property tax bill for 448 Nichols St was $4,628, up 3.3% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,628.00 (+3.35%)	$404,200 (+3.72%) Land $132,400 Building $271,800	$439,470 (-3.63%)
2024	$4,478.00 (+0.7%)	$389,700 (+7.53%) Land $127,300 Building $262,400	$456,000
2023	$4,447.00	$362,400 Land $114,300 Building $248,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Nichols St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Nichols St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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