433 Nichols St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 433 Nichols St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 881 sqft · built 1980
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2017)
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-06 B:0000 L:0074`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-06 B:0000 L:0074`
Alternative APN	`M:0R=06 B:0000 L:0074`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	881 sqft Living Area
Gross Area	1,097 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,800 sqft (0.271 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	433 NICHOLS ST
City	FALL RIVER
State	MA
Zip	02720-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	74
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1013
Census Tract	642500

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 NICHOLS ST, FALL RIVER, MA 02720-7309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 4, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 31, 2017	Personal Representative Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS
Jun 8, 2017	Personal Representative Deed, Transfer · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Jul 23, 1971 · Amount on Record
Deed Document Number	201712632
Deed Book / Page	9300 / 29
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	433 NICHOLS ST, FALL RIVER, MA 02720-7309
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011464-139
Date	Feb 13, 2024
Book Page	11464/139
Instrument	1859

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Mar 1, 2047

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	433 NICHOLS ST, FALL RIVER, MA 02720-7309
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011264-115
Date	Apr 4, 2023
Book Page	11264/115
Instrument	4846

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2047

July 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jul 31, 2017
Property Address	433 NICHOLS ST, FALL RIVER, MA 02720-7309
Document Number	9300-29
Book / Page	9300 / 29
Instrument	12632
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	93000030
Date	Jul 31, 2017
Instrument	09300/0030

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2047

June 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 8, 2017
Property Address	433 NICHOLS ST, FALL RIVER, MA 02720-7309
Document Number	9262-199
Book / Page	009262 / 000199
Instrument Date	Jun 8, 2017
Instrument	9434
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	299 STAFFORD RD FALL RIVER MA 027212537, FALL RIVER, MA 02721-2537

Mortgage

Document Number	9262-200
Date	Jun 8, 2017
Book Page	009262/000200
Instrument	9435

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,283.00 (+6.07%)	$286,700 (+6.42%) Land $140,200 Building $146,500	$286,615 (+6.01%)
2024	$3,095.00 (+1.21%)	$269,400 (+8.11%) Land $134,800 Building $134,600	$270,370
2023	$3,058.00	$249,200 Land $121,000 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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