Berks County property record for 486 Gaul Rd, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,604 sqft · built 1967 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,000 (Jan 2021) |
| Tax Bill | $1,705 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4367-04-93-7018 |
| Primary APN | 4367-04-93-7018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,234 sqft (0.74 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 49006750 |
|---|---|
| Street Address | 486 GAUL RD |
| City | READING |
| State | PA |
| Zip | 19608-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 93 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER HEIDELBERG |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10602 |
486 Gaul Rd is owned and occupied by two individuals who bought it in January 2021.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 GAUL RD, READING, PA 19608-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed, Transfer · Conventional Mortgage CUSTOMERS BANK |
| Oct 9, 2018 | Grant Deed, Transfer REGAL ABSTRACT LP, REGAL ABS LP |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on File |
| Deed Sale | Jan 7, 2021 · Amount on File |
| Prior Sale | Oct 9, 2018 · Amount on File |
| Deed Document Number | 2021846 |
| Prior Transfer Date | Oct 19, 1965 |
| Prior Transfer Doc | 1475001023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 7, 2021 |
| Property Address | 486 GAUL RD, READING, PA 19608-9608 |
| Document Number | 0000000846 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2021000846 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | SECURED LAND TRANSFER LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,070.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 GAUL RD, READING, PA 19608-9608 |
| Document Number | 0000000847 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021000847 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Address | PHOENIXVILLE, PA 19460 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 9, 2018 |
| Property Address | 486 GAUL RD, READING, PA 19608-9608 |
| Document Number | 0000035019 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 35019 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | REGAL ABSTRACT LP, REGAL ABS LP |
| Amount | Amount on Record |
|---|---|
| Tax | $1,720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 GAUL RD SINKING SPRING PA 196089608, SINKING SPRING, PA 19608-9608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 486 GAUL RD, READING, PA 19608-9608 |
| Document Number | 0000035020 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | REGAL ABSTRACT CORPORATION, REGAL ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 486 GAUL RD SINKING SPRING PA 196089608, SINKING SPRING, PA 19608-9608 |
| Document Number | 0000035020 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 35020 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2048 |
The 2026 property tax bill for 486 Gaul Rd was $1,705.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Heidelberg Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,705.00 | $106,800 Land $34,800 Building $72,000 | $34,800 Land $34,800 |
| 2024 | $1,612.00 | $106,800 Land $34,800 Building $72,000 | |
| 1994 | $106,800 Land $34,800 Building $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Gaul Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Gaul Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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