166 Gaul Rd, Reading, PA 19608 Property Records

Berks County property record for 166 Gaul Rd, Reading, PA 19608

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 4,949 sqft · built 2020
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$906,000 (Jun 2024)
Tax Bill$5,489 (2026)
Deeds & MortgagesJun 2024 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4376-01-39-9458

Property Details

APN / Parcel Number

Primary APN4376-01-39-9458
Alternative APNs
  • 49-4376-01-39-9458
  • 49001242
  • 001242

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area4,949 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Lot Area56,628 sqft
View / LotNeighborhood
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number49001242
Street Address166 GAUL RD
CityREADING
StatePA
Zip19608-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCACOOSING CROSSING NORTH
Legal Block39
Legal Lot Number53
JurisdictionBERKS PA
Township / Civil DivisionLOWER HEIDELBERG
Census Block Group3
Census Block3000
Census Tract10602

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address166 GAUL RD, READING, PA 19608-9602
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2024Deed, Transfer · Conventional Mortgage
THE EPHRATA NATIONAL BANK
Mar 17, 2021Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2024 · Amount on Record
Deed SaleJun 11, 2024 · Amount on Record
Prior SaleMar 17, 2021 · Amount on Record
Deed Document Number202417226
Record UpdatedSep 20, 2026

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJun 11, 2024
Property Address166 GAUL RD, READING, PA 19608-9602
Document Number0000017226
Instrument DateJun 3, 2024
Instrument2024017226
Transaction TypeTransfer
Record UpdatedApr 30, 2026
Title CompanyKEYSTONE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017228
DateJun 11, 2024
Instrument2024017228
Lender
NameTHE EPHRATA NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.37%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change5.37%
Max Rate At Change9.37%
IndexOther
Margin3
Max Rate12.3%

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMar 17, 2021
Property Address166 GAUL RD, READING, PA 19608-9602
Document Number0000012394
Map ReferenceDOC 2015026379
Instrument DateFeb 22, 2021
Instrument2021012394
Transaction TypeTransfer
Record UpdatedApr 30, 2026
Title CompanyEDGE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,499.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 GAUL RD, READING, PA 19608-9602

Mortgage

Document Number0000012395
DateMar 17, 2021
Instrument2021012395
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionLower Heidelberg Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,489.00 (-25.4%)$343,700 (-29.5%) Land $71,800 Building $271,900$71,800 (-85.27%) Land $71,800
2024$7,358.00$487,500 Land $71,800 Building $415,700
1994$487,500 Land $71,800 Building $415,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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