Berks County property record for 178 Gaul Rd, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,482 sqft · built 2016 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Feb 2022) |
| Tax Bill | $6,395 (2026) |
| Deeds & Mortgages | Oct 2024 Line of Credit Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4376-01-39-8747 |
| Primary APN | 4376-01-39-8747 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,482 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 64,469 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Pool Area | 990 sqft |
| Pool House | 324 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 178 GAUL RD |
|---|---|
| City | READING |
| State | PA |
| Zip | 19608-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CACOOSING CROSSING NORTH |
| Legal Block | 39 |
| Legal Lot Number | 51 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER HEIDELBERG |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10602 |
178 Gaul Rd is owned and occupied by two individuals who bought it in February 2022.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 GAUL RD, READING, PA 19608-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 2, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 13, 2019 | Grant Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Mar 13, 2019 · Amount on File |
| Deed Document Number | 20225006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 178 GAUL RD, READING, PA 19608-9602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 178 GAUL RD, SINKING SPRING, PA 19608-9602 |
| Document Number | 0000031354 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 2024031354 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 1 M AND T PLZ, BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 2, 2022 |
| Property Address | 178 GAUL RD, READING, PA 19608-9602 |
| Document Number | 0000005006 |
| Map Reference | DOC 2015026379 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022005006 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 62 DENNIS DR, READING, PA 19606-3761 |
| Document Number | 0000005007 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022005007 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 13, 2019 |
| Property Address | 178 GAUL RD, READING, PA 19608-9602 |
| Document Number | 0000007429 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 7429 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 178 GAUL RD SINKING SPRING PA 196089602, SINKING SPRING, PA 19608-9602 |
| Document Number | 7430 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 7430 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2049 |
The 2026 property tax bill for 178 Gaul Rd was $6,395, up 1.3% from the year before.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Heidelberg Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,395.00 (+1.33%) | $400,400 (-) Land $72,500 Building $327,900 | $72,500 (-) Land $72,500 |
| 2025 | $6,311.00 (-14.91%) | $400,400 (-18.52%) Land $72,500 Building $327,900 | $72,500 Land $72,500 |
| 2024 | $7,417.00 (-64.95%) | $491,400 (-) Land $72,500 Building $418,900 | |
| 2023 | $21,162.00 Homeowner's exemption | $491,400 Land $72,500 Building $418,900 | |
| 1994 | $491,400 Land $72,500 Building $418,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Gaul Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Gaul Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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