486 Alta Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 486 Alta Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1990
Lot Size	2.48 acres (108,029 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Oct 2014)
Tax Bill	$7,696 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`509-010-41-00`

Property Details

APN / Parcel Number

Primary APN	`509-010-41-00`
Alternative APN	`5090101500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	108,029 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5090101500
Street Address	486 ALTA LN
City	EL CAJON
State	CA
Zip	92021-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM04695
Legal Subdivision	PARCEL MAP NO 4695
Legal Tract	4695
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15501

Owner

Source: San Diego County assessment roll, APN 509-010-41-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	486 ALTA LN, EL CAJON, CA 92021-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2014 · Amount on Record
Deed Sale	Oct 06, 2014 · Amount on Record
Deed Document Number	2014432045
Last Transfer Date	May 10, 2021
Transfer Doc	0000495472
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2021
Property Address	486 ALTA LN, EL CAJON, CA 92021-4205
Document Number	0000495472
Instrument Date	May 10, 2021
Instrument	2021-0495472
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 ALTA LN, EL CAJON, CA 92021-4205

Mortgage

Document Number	0000495473
Date	Jul 12, 2021
Instrument	2021-0495473

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$625,190 (+2%) Land $250,067 Building $375,123
2025	$7,696.00 (+2.31%) Homeowner's exemption	$612,932 (+4.04%) Land $245,164 Building $367,768
2023	$7,522.00 (+1.73%) Homeowner's exemption	$589,133 Land $235,645 Building $353,488
2022	$7,394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730155012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1991–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Extreme above 97.4% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 16 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	50 / 10

May also be available: Cox Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710037, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PADRE DAM MWD serves 93,980 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.