416 Alta Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 416 Alta Ln, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,840 sqft · built 2002
Lot Size2.13 acres (92,783 sqft)
Owner2 Individual Names on File
Last Sale$626,000 (Mar 2017)
Tax Bill$9,699 (2025)
Deeds & MortgagesDec 2019 Second Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN509-010-66-00

Property Details

APN / Parcel Number

Primary APN509-010-66-00
Alternative APN
  • 5090105400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,840 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area92,783 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5090105400
Street Address416 ALTA LN
CityEL CAJON
StateCA
Zip92021-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM17340
Legal SubdivisionPARCEL MAP NO 17340
Legal Tract1017340
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract15501

Owner

Source: San Diego County records · APN 509-010-66-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address416 ALTA LN, EL CAJON, CA 92021-4205
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PARTNERS CU
Sep 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PTRS CU
Mar 30, 2017Grant Deed, Transfer · Conventional Mortgage
PACIFIC MARINE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2017 · Amount on Record
Deed SaleMar 30, 2017 · Amount on Record
Prior SaleJan 28, 2002 · Amount on Record
Deed Document Number2017142335
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address416 ALTA LN, EL CAJON, CA 92021-4205
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000577984
DateDec 11, 2019
Instrument2019-0577984
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address416 ALTA LN, EL CAJON, CA 92021-4205
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 ALTA LN, EL CAJON, CA 92021-4205

Mortgage

Document Number0000669990
DateOct 29, 2020
Instrument2020-0669990
Lender
NameFINANCIAL PARTNERS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address416 ALTA LN, EL CAJON, CA 92021-4205
Document Number0000430264
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 07, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address416 ALTA LN EL CAJON CA 920214205, EL CAJON, CA 92021-4205

Mortgage

Document Number0000430264
DateSep 27, 2019
Instrument430264
Lender
NameFINANCIAL PTRS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2017
Property Address416 ALTA LN, EL CAJON, CA 92021-4205
Document Number0000142335
Instrument DateFeb 27, 2017
Instrument142335
Transaction TypeTransfer
Record UpdatedApr 04, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$688.60
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address416 ALTA LN EL CAJON CA 920214205, EL CAJON, CA 92021-4205

Mortgage

Document Number142336
DateMar 30, 2017
Instrument142336
Lender
NamePACIFIC MARINE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$800,170 (+2%) Land $264,658 Building $535,512
2025$9,699.00 (+2.25%) Homeowner's exemption$784,481 (+4.04%) Land $259,469 Building $525,012
2023$9,486.00 (+1.69%) Homeowner's exemption$754,021 Land $249,395 Building $504,626
2022$9,328.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730155012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1991–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 2026, rainfall accumulation

Wildfire

Wildfire RiskVery High
above 95% of the US · above 80% of California
Wildfire LikelihoodAbout 1 in 66 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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