San Diego County property record for 408 Alta Ln, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,722 sqft · built 2001 |
| Lot Size | 2.18 acres (95,396 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,450,000 (Jun 2026) |
| Tax Bill | $15,546 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 509-010-65-00 |
| Primary APN | 509-010-65-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,722 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 95,396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 5090105300 |
|---|---|
| Street Address | 408 ALTA LN |
| City | EL CAJON |
| State | CA |
| Zip | 92021-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1 TR PM17340 |
| Legal Subdivision | PARCEL MAP NO 17340 |
| Legal Tract | 1017340 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 15501 |
Source: San Diego County records · APN 509-010-65-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 04, 2026 | Grant Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC |
| Aug 10, 2017 | Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Sep 18, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 29, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jul 11, 2022 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2026 · Amount on Record |
| Deed Sale | Jun 04, 2026 · Amount on Record |
| Prior Sale | Jul 11, 2022 · Amount on Record |
| Deed Document Number | 2026161075 |
| Prior Transfer Date | Apr 18, 2012 |
| Prior Transfer Doc | 0000242845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 04, 2026 |
| Property Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Document Number | 0000161075 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026161075 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Document Number | 0000161076, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 2026161076 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000361533 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017-0361533 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | RYAN, OK 73565 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000407239 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 2019-0407239 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Document Number | 0000580797 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020-0580797 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 11, 2022 |
| Property Address | 408 ALTA LN, EL CAJON, CA 92021-4205 |
| Document Number | 0000283800 |
| Map Reference | FILE 1994-0179462 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022-0283800 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8348 OCONNELL RD, EL CAJON, CA 92021-1178 |
| Document Number | 0000283801 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022-0283801 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,302,100 (+2%) Land $742,845 Building $559,255 | |
| 2025 | $15,546.00 (+8.52%) | $1,276,570 (+10.81%) Land $728,280 Building $548,290 |
| 2023 | $14,326.00 (+92.48%) | $1,152,000 Land $657,000 Building $495,000 |
| 2022 | $7,443.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730155012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1991–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2026, rainfall accumulation |
| Wildfire Risk | Very High above 95% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | About 1 in 66 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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