48595 Smith Dr, Ridge, MD 20680 Property Records

St. Mary's County property record for 48595 Smith Dr, Ridge, MD 20680

Property Summary

Property Type	Commercial Vacant Land
Lot Size	8.66 acres (377,230 sqft)
Owner	Company Name on Record
Last Sale	$289,000 (Sep 2018)
Tax Bill	$5,574 (2025)
Deeds & Mortgages	Jan 2019 Sale Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-026259`

Property Details

APN / Parcel Number

Primary APN	`01-026259`
Alternative APNs	`1026259` `026259`

Exterior

Lot Area	377,230 sqft (8.66 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	026259
Street Address	48595 SMITH DR
City	RIDGE
State	MD
Zip	20680
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	CM
Legal Description	8.669 ACRES ON JUTLAND CREEK SMITH SUBDIVISION
Legal Subdivision	JUTLAND CREEK SMITH SUB
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	1
Census Block	1024
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2209 WOLF ST, FORT WASHINGTON, MD 20744-3279
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2019	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC
Nov 30, 2018	Grant Deed PREMIUM TITLE INC
Sep 10, 2018	Grant Deed, Transfer PREMIUM TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Book / Page	4940 / 344
Last Transfer Date	Oct 18, 2018
Transfer Doc	0049880211
Record Updated	Oct 29, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jan 17, 2019
Property Address	48595 SMITH DR, RIDGE, MD 20680
Document Number	0050120465
Book / Page	005012 / 000465
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 381 RIDGE MD 206800381, RIDGE, MD 20680-0381

November 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 30, 2018
Property Address	48595 SMITH DR, RIDGE, MD 20680
Document Number	0049880211
Book / Page	004988 / 000211
Instrument Date	Oct 18, 2018
Record Updated	Dec 27, 2018
Title Company	PREMIUM TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48290 WYNNE RD RIDGE MD 206803133, RIDGE, MD 20680-3133

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 10, 2018
Property Address	48595 SMITH DR, RIDGE, MD 20680
Document Number	0049400344
Book / Page	004940 / 000344
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	PREMIUM TITLE INC

Transaction

Amount	Amount Recorded
Tax	$289.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48290 WYNNE RD RIDGE MD 206803133, RIDGE, MD 20680-3133

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,500 (-) Land $530,500	$530,500 (-) Land $530,500
2025	$5,574.00 (+1.94%)
2023	$5,468.00	$530,500 Land $530,500	$530,500 Land $530,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2003–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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