St. Mary's County property record for 48574 Smith Dr, Ridge, MD 20680
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,918 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-011480 |
| Primary APN | 01-011480 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,522 sqft (0.54 acres) |
|---|---|
| View / Lot | Waterfront |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 011480 |
|---|---|
| Street Address | 48574 SMITH DR |
| City | RIDGE |
| State | MD |
| Zip | 20680-3016 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RPD |
| Legal Description | 23,522 SQ FT |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29966 RONALD DR, MECHANICSVILLE, MD 20659-2465 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,400 (+20.46%) Land $294,400 | $294,400 (+20.46%) Land $294,400 | |
| 2025 | $2,918.00 (+15.84%) | ||
| 2023 | $2,519.00 | $244,400 Land $244,400 | $244,400 Land $244,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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