St. Mary's County property record for 48592 Smith Dr, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,000 (May 2016) |
| Tax Bill | $438 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-009168 |
| Primary APN | 01-009168 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|---|
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Boat Access | Boat Access |
| Account Number | 009168 |
|---|---|
| Street Address | 48592 SMITH DR |
| City | ST INIGOES |
| State | MD |
| Zip | 20684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 19,166 SQ FT N/S SMITH RD ST INIGOES |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1950 M ST SE, WASHINGTON, DC 20003-2501 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2016 · Amount on Record |
| Deed Sale | May 19, 2016 · Amount on Record |
| Prior Sale | May 22, 2013 · Amount on Record |
| Deed Book / Page | 4393 / 234 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,800 (+8.35%) Land $37,500 Building $5,300 | $42,800 (+8.35%) Land $37,500 Building $5,300 | |
| 2025 | $438.00 (+7.88%) | ||
| 2023 | $406.00 | $39,500 Land $35,600 Building $3,900 | $39,500 Land $35,600 Building $3,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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