4859 Werner Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4859 Werner Rd, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,255 sqft · built 1990
Lot Size	3.16 acres (137,650 sqft)
Owner	Trust Name on File
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024.018.04001011`

Property Details

APN / Parcel Number

Primary APN	`024.018.04001011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,255 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	2,255 sqft
Basement Area	407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	137,650 sqft
Garage Type	Attached
Garage Area	624 sqft
Porch	Open Frame Porch
Porch Area	348 sqft
Patio Area	796 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4859 WERNER RD
City	HIGH RIDGE
State	MO
Zip	63049-2880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	PT SE1/4
Legal Range	5E
Legal Township	43N
Legal Section	18
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2007
Census Tract	700211

Owner

4859 Werner Rd is held in a trust since September 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	4859 WERNER RD, HIGH RIDGE, MO 63049-2880
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Intrafamily Transfer, Transfer
May 27, 2021	Warranty Deed, Transfer
Feb 8, 2020	Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023
Deed Sale	Sep 7, 2023
Prior Sale	May 27, 2021
Deed Document Number	202322304
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	0000022304
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Sep 7, 2023
Property Address	4859 WERNER RD, HIGH RIDGE, MO 63049-2880
Document Number	0000022304
Instrument Date	Aug 31, 2023
Instrument	2023R-022304
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4859 WERNER RD, HIGH RIDGE, MO 63049-2880

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 27, 2021
Property Address	4859 WERNER RD, HIGH RIDGE, MO 63049-2880
Document Number	0000023267
Instrument Date	May 25, 2021
Instrument	2021R-023267
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4859 WERNER RD, HIGH RIDGE, MO 63049-2880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4859 WERNER RD, HIGH RIDGE, MO 63049-2880

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4859 WERNER RD, HIGH RIDGE, MO 63049-2880
Document Number	0000006360
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4859 WERNER RD HIGH RIDGE MO 630492880, HIGH RIDGE, MO 63049-2880

Mortgage

Document Number	0000006360
Date	Feb 24, 2020
Instrument	6360

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 23, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4859 Werner Rd was $2,840, up 0.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,800 (-) Land $4,500 Building $37,300	$220,200 (-) Land $23,900 Building $196,300
2025	$2,840.00 (+0.6%)	$41,800 Land $4,500 Building $37,300	$220,200 (-) Land $23,900 Building $196,300
2024	$2,823.00 (+0.53%)		$220,200 (+7%) Land $23,900 Building $196,300
2023	$2,808.00 (-0.07%)	$39,100 (-) Land $4,500 Building $34,600	$205,800 Land $23,900 Building $181,900
2022	$2,810.00	$39,100 Land $4,500 Building $34,600
2021			$205,800 Land $23,900 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4859 Werner Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4859 Werner Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Werner Rd

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