4858 Werner Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4858 Werner Rd, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,492 sqft · built 1994
Lot Size	3.53 acres (153,767 sqft)
Owner	Individual Name on Record
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-4.0-18.0-3-001-010.04`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-18.0-3-001-010.04`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	153,767 sqft
Garage Type	Attached
Garage Area	736 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4858 WERNER RD
City	HIGH RIDGE
State	MO
Zip	63049-2879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	COUNTRY ROAD ESTS 1ST ADD LOT 2
Legal Range	5E
Legal Township	43N
Legal Section	18
Legal Subdivision	COUNTRY ROAD ESTS 1ST ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2006
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4858 WERNER RD, HIGH RIDGE, MO 63049-2879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jan 26, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2017
Deed Sale	Jan 26, 2017
Prior Sale	May 3, 2010 · Amount on Record
Deed Document Number	20172667
Prior Transfer Date	Jan 24, 2017
Prior Transfer Doc	0000002667
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4858 WERNER RD, HIGH RIDGE, MO 63049-2879
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040237
Date	Oct 23, 2020
Instrument	2020R-040237

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Jan 26, 2017
Property Address	4858 WERNER RD, HIGH RIDGE, MO 63049-2879
Document Number	0000002666
Instrument Date	Jan 24, 2017
Instrument	2666
Transaction Type	Transfer
Record Updated	Feb 1, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 WERNER RD HIGH RIDGE MO 630492879, HIGH RIDGE, MO 63049-2879

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,600 (-) Land $5,000 Building $39,600	$234,600 (-) Land $26,300 Building $208,300
2025	$3,176.00 (+7.59%)	$44,600 (+8.52%) Land $5,000 Building $39,600
2024			$234,600 (+8.51%) Land $26,300 Building $208,300
2023	$2,952.00 (-0.07%)	$41,100 (-) Land $5,000 Building $36,100	$216,200 (-) Land $26,300 Building $189,900
2022	$2,954.00	$41,100 Land $5,000 Building $36,100
2021			$216,200 Land $26,300 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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