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4853 Werner Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4853 Werner Rd, High Ridge, MO 63049

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,634 sqft · built 1990
Lot Size2.68 acres (117,176 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Nov 2001)
Tax Bill$3,518 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-4.0-18.0-3-001-009.03

Property Details

APN / Parcel Number

Primary APN02-4.0-18.0-3-001-009.03

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,634 sqft Living Area
Gross Area3,354 sqft
1st Floor Area2,370 sqft
Basement Area264 sqft
Finished Basement264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Lot Area117,176 sqft
Garage TypeAttached
Garage Area720 sqft
PorchOpen Frame Porch
Porch Area348 sqft
Patio Area1,236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4853 WERNER RD
CityHIGH RIDGE
StateMO
Zip63049-2880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLR2
Legal DescriptionCOUNTRY ROAD ESTS 2ND ADD LOT 1
Legal Range5E
Legal Township43N
Legal Section18
Legal SubdivisionCOUNTRY ROAD ESTS 2ND ADD
Legal Block2
Legal Lot Number1
JurisdictionJEFFERSON MO
Township / Civil DivisionROCK
Census Block Group2
Census Block2007
Census Tract700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4853 WERNER RD, HIGH RIDGE, MO 63049-2880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2001 · Amount on Record
Deed SaleNov 15, 2001 · Amount on Record
Deed Book / Page1140 / 2008
Prior Transfer DateFeb 10, 2000
Prior Transfer Doc0979000475
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address4853 WERNER RD, HIGH RIDGE, MO 63049-2880
Document Number0000040043
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4853 WERNER RD HIGH RIDGE MO 630492880, HIGH RIDGE, MO 63049-2880

Mortgage

Document Number0000040043
DateDec 20, 2017
Instrument40043
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
AmountAmount Recorded
Term240 Months
DueDec 19, 2037

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,400 (-) Land $4,000 Building $45,400$260,000 (-) Land $20,900 Building $239,100
2025$3,518.00 (+8.85%)$49,400 (+9.78%) Land $4,000 Building $45,400
2024$260,000 (+9.75%) Land $20,900 Building $239,100
2023$3,232.00$45,000 Land $4,000 Building $41,000$236,900 Land $20,900 Building $216,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims14 (1980–2021)
Claims Outside the SFHA4 of 14
Most Recent ClaimJan 2021
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 2
serves 16,548 people · EPA ID MO6024293
Water SourceSurface water
Last State InspectionNov 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: Verizon.

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