4859 Upper James St, Montgomery, AL 36116 Property Records

Montgomery County property record for 4859 Upper James St, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,165 sqft · built 2018
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Jul 2020)
Tax Bill	$4,675 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-05-2-012-006.000`

Property Details

APN / Parcel Number

Primary APN	`16-03-05-2-012-006.000`
Alternative APN	`305616`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,165 sqft Living Area
1st Floor Area	1,353 sqft
Upper Floors Area	812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	56 ft deep x 61 ft wide
Garage Area	528 sqft
Porch	Slab
Porch Area	439 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	305616
Street Address	4859 UPPER JAMES ST
City	MONTGOMERY
State	AL
Zip	36116-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1603052012006000
Legal Range	19E
Legal Township	15N
Legal Section	05
Legal Subdivision	HAMPSTEAD 25A
Legal Block	R
Legal Lot Number	1
Jurisdiction	MONTGOMERY AL
Township / Civil Division	PIKE ROAD
Census Block Group	2
Census Block	2010
Census Tract	5611

Owner

4859 Upper James St is owned and occupied by two individuals who bought it in July 2020.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4859 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC
May 15, 2018	Trustee's Deed, Construction Loan · Line of Credit RIVER BK&TR
Apr 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Book / Page	5407 / 170
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 6, 2020
Property Address	4859 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Document Number	0054070170
Book / Page	5407 / 170
Map Reference	MB 56 PG 6
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25983 CAPRA CT, 25983, DAPHNE, AL 36526-0138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4859 UPPER JAMES ST, MONTGOMERY, AL 36116-6815

Mortgage

Document Number	0005407173
Date	Jul 6, 2020
Instrument	5407/173

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Nov 16, 2018
Property Address	4859 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Document Number	0051700533
Book / Page	5170 / 0533
Map Reference	MB56 PG6
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4859 UPPER JAMES ST, MONTGOMERY, AL 36116-6815

Mortgage

Document Number	0005170536
Date	Nov 16, 2018
Instrument	5170/536

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 15, 2018
Property Address	4859 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Document Number	0051020311
Book / Page	005102 / 000311
Instrument Date	May 15, 2018
Transaction Type	Construction Loan
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251 HAMPSTEAD HIGH ST MONTGOMERY AL 361166744, MONTGOMERY, AL 36116-6744

Mortgage

Document Number	51020311
Date	May 15, 2018
Book Page	005102/000311

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	7075 HALCYON PARK DR, MONTGOMERY, AL 36117-7763

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 30, 2018
Property Address	4859 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Document Number	0050950971
Book / Page	005095 / 000971
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	Dec 3, 2018

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251 HAMPSTEAD HIGH ST #203 MONTGOMERY AL 361166755, 203, MONTGOMERY, AL 36116-6755
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4859 Upper James St was $4,675, up 1.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,675.00 (+1.45%)
2025	$4,608.00	$47,400 Land $3,500 Building $43,900	$474,000 Land $35,000 Building $439,000
2023	$4,281.00	$44,030 Land $3,500 Building $40,530	$440,300 Land $35,000 Building $405,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4859 Upper James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4859 Upper James St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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