4839 Upper James St, Montgomery, AL 36116 Property Records

Montgomery County property record for 4839 Upper James St, Montgomery, AL 36116

Property Summary

Property Type	Townhouse
Details	2 ba · 1,760 sqft · built 2019
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Dec 2021)
Tax Bill	$3,258 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-05-2-012-009.000`

Property Details

APN / Parcel Number

Primary APN	`16-03-05-2-012-009.000`
Alternative APN	`305622`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
Upper Floors Area	880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	305622
Street Address	4839 UPPER JAMES ST
City	MONTGOMERY
State	AL
Zip	36116-6815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	1603052012009000
Legal Range	19E
Legal Township	15N
Legal Section	05
Legal Subdivision	HAMPSTEAD 25B
Legal Block	R
Legal Lot Number	24
Jurisdiction	MONTGOMERY AL
Township / Civil Division	PIKE ROAD
Census Block Group	2
Census Block	2010
Census Tract	5611

Owner

4839 Upper James St, a townhouse, is owned and occupied by an individual who bought it in December 2021.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4839 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage RIVER BANK & TRUST
Oct 15, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Oct 15, 2019 · Amount on File
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Dec 17, 2021
Property Address	4839 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Document Number	0057320748
Book / Page	5732 / 748
Map Reference	MB 56 PG 66
Instrument Date	Nov 24, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25800 INDUSTRIAL BLVD, 25800, HAYWARD, CA 94545-2935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4839 UPPER JAMES ST, MONTGOMERY, AL 36116-6815

Mortgage

Document Number	0005732752
Date	Dec 17, 2021
Instrument	5732/752

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Oct 15, 2019
Property Address	4839 UPPER JAMES ST, MONTGOMERY, AL 36116-6815
Document Number	0052970233
Book / Page	005297 / 000233
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4839 UPPER JAMES ST MONTGOMERY AL 361166815, MONTGOMERY, AL 36116-6815

Mortgage

Document Number	52970236
Date	Oct 15, 2019
Book Page	005297/000236

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4839 Upper James St was $3,258, up 1.4% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,258.00 (+1.43%)
2025	$3,212.00	$33,030 Land $2,500 Building $30,530	$330,300 Land $25,000 Building $305,300
2023	$3,012.00	$30,970 Land $2,500 Building $28,470	$309,700 Land $25,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4839 Upper James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4839 Upper James St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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