4918 Upper James St, Montgomery, AL 36116 Property Records

Montgomery County property record for 4918 Upper James St, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,800 sqft · built 2017
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on File
Last Sale	$291,500 (May 2025)
Tax Bill	$1,655 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-05-2-000-062.000`

Property Details

APN / Parcel Number

Primary APN	`16-03-05-2-000-062.000`
Alternative APNs	`0316030502000062000` `301593`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	900 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,600 sqft (0.037 acres)
Lot Dimensions	80 ft deep x 20 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	301593
Street Address	4918 UPPER JAMES ST
City	MONTGOMERY
State	AL
Zip	36116-6772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T5
Legal Description	1603052000062000
Legal Range	19E
Legal Township	15N
Legal Section	05
Legal Subdivision	HAMPSTEAD 4 CORR
Legal Block	M
Legal Lot Number	13
Jurisdiction	MONTGOMERY AL
Township / Civil Division	PIKE ROAD
Census Block Group	2
Census Block	2021
Census Tract	5611

Owner

4918 Upper James St is owned and occupied by two individuals who bought it in May 2025.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4918 UPPER JAMES ST, MONTGOMERY, AL 36116-6772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage GMFS
Jun 13, 2018	Grant Deed, Construction Loan · Line of Credit RIVER BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Apr 23, 2019 · Amount on File
Deed Document Number	20254758843
Deed Book / Page	6300 / 952
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4918 UPPER JAMES ST, MONTGOMERY, AL 36116-6772
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057290414
Date	Dec 13, 2021
Book Page	5729/414

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 23, 2019
Property Address	4918 UPPER JAMES ST, MONTGOMERY, AL 36116-6772
Document Number	0052230503
Book / Page	005223 / 000503
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4918 UPPER JAMES ST MONTGOMERY AL 361166772, MONTGOMERY, AL 36116-6772

Mortgage

Document Number	52230506
Date	Apr 23, 2019
Book Page	005223/000506

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 13, 2018
Property Address	4918 UPPER JAMES ST, MONTGOMERY, AL 36116-6772
Document Number	0051120927
Book / Page	005112 / 000927
Instrument Date	Jun 13, 2018
Transaction Type	Construction Loan
Record Updated	Jul 4, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5251 HAMPSTEAD HIGH ST #205 MONTGOMERY AL 361166758, 205, MONTGOMERY, AL 36116-6758

Mortgage

Document Number	51120927
Date	Jun 13, 2018
Book Page	005112/000927

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	7075 HALCYON PARK DR, MONTGOMERY, AL 36117-7763

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 12, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4918 Upper James St was $1,655 with a homeowner's exemption, up 1.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,655.00 (+1.47%)
2025	$1,631.00 Homeowner's exemption	$34,270 Land $2,000 Building $32,270	$342,700 Land $20,000 Building $322,700
2023	$1,525.00 Homeowner's exemption	$32,100 Land $2,000 Building $30,100	$321,000 Land $20,000 Building $301,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4918 Upper James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4918 Upper James St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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