4858 Freedom Blvd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 4858 Freedom Blvd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,057 sqft · built 1981
Lot Size	1.16 acres (50,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,166,000 (Feb 2026)
Tax Bill	$11,699 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-041-37`

Property Details

APN / Parcel Number

Primary APN	`108-041-37`
Alternative APN	`108-041-37-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,057 sqft Living Area
Gross Area	3,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	50,704 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,267 sqft
Patio Area	1,267 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4858 FREEDOM BLVD
City	APTOS
State	CA
Zip	95003-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	RANCHO CORRALITOS
Legal Lot Number	9
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1014
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2026	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 14, 2022	Intrafamily Transfer, Transfer
Jan 22, 2018	Deed of Trust, Mortgage · ARM DLJ FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	20263215
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	0000025820
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559

Mortgage

Document Number	0000045888
Date	Sep 7, 2021
Instrument	2021-0045888

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 12, 2026
Property Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000003215
Instrument Date	Feb 4, 2026
Instrument	2026-0003215
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559

Mortgage

Document Number	0000003216
Date	Feb 12, 2026
Instrument	2026-0003216

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 14, 2022
Property Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000025820
Map Reference	VOL 2784 PG 589
Instrument Date	Sep 13, 2022
Instrument	2022-0025820
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4858 FREEDOM BLVD, 4858, APTOS, CA 95003-9559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4858 FREEDOM BLVD, APTOS, CA 95003-9559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001923
Date	Jan 22, 2018
Instrument	2018-0001923

Lender

Name	DLJ FINANCIAL INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$959,942 (+2%) Land $621,849 Building $338,093
2025	$11,699.00 (+7.57%) Homeowner's exemption	$941,119 (+4.04%) Land $609,656 Building $331,463
2024	$10,876.00 (+1.67%)
2023	$10,697.00 (+1.96%) Homeowner's exemption	$904,574 Land $585,982 Building $318,592	$870,480
2022	$10,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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