4826 Freedom Blvd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 4826 Freedom Blvd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,637 sqft · built 1924
Lot Size	1.17 acres (51,227 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`108-041-36`

Property Details

APN / Parcel Number

Primary APN	`108-041-36`
Alternative APN	`108-041-36-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	1,961 sqft
Basement Area	78 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	51,227 sqft
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4826 FREEDOM BLVD
City	APTOS
State	CA
Zip	95003-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	MAP G5 974
Legal Subdivision	CORRALITOS RHO
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1014
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Grant Deed, Transfer · Line of Credit BAY FEDERAL CREDIT UNION
Jul 28, 2026	Grant Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 3, 2021	Intrafamily Transfer, Transfer
Mar 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTA CRUZ HM FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2026
Transfer Doc	0000016986
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 28, 2026
Property Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000016977
Instrument Date	Jul 22, 2026
Instrument	202616977
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559

Mortgage

Document Number	0000016978,
Date	Jul 28, 2026
Instrument	202616978

Lender

Name	BAY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 28, 2026
Property Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000016986
Instrument Date	Jul 22, 2026
Instrument	202616986
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559

Mortgage

Document Number	0000048543
Date	Sep 23, 2021
Instrument	2021-0048543

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 3, 2021
Property Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000040712
Map Reference	VOL 86 PG 66
Instrument Date	Jul 7, 2021
Instrument	2021-0040712
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000011710
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4826 FREEDOM BLVD APTOS CA 950039559, APTOS, CA 95003-9559

Mortgage

Document Number	0000011710
Date	Apr 6, 2020
Instrument	11710

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000031425
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4826 FREEDOM BLVD APTOS CA 950039559, APTOS, CA 95003-9559

Mortgage

Document Number	0000031425
Date	Oct 17, 2018
Instrument	31425

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4826 FREEDOM BLVD, APTOS, CA 95003-9559
Document Number	0000019032
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4826 FREEDOM BLVD APTOS CA 950039559, APTOS, CA 95003-9559

Mortgage

Document Number	0000019032
Date	Jun 9, 2017
Instrument	19032

Lender

Name	SANTA CRUZ HM FIN
Type	Funding / Finance Company
Address	SANTA CRUZ, CA 95062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,095 (+2%) Land $126,803 Building $173,292
2025	$4,138.00 (+10.91%) Homeowner's exemption	$294,211 (+4.04%) Land $124,317 Building $169,894
2023	$3,731.00 (+2.3%) Homeowner's exemption	$282,787 Land $119,490 Building $163,297	$593,550
2022	$3,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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