REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$124,987.50
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Life Tenant
Address
195 MIGUES MOUNTAIN LN, APTOS, CA 95003-9628
Mortgage
Document Number
0000017913,
Date
Aug 10, 2026
Instrument
202617913
Lender
Name
MASON MCDUFFIE MORTGAGE CORPORATION
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2056
Interest
Rate Type
Fixed Rate
Initial Type
Fixed Rate
Max Rate
-1%
October 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Oct 8, 2021
Property Address
5177 FREEDOM BLVD, APTOS, CA 95003-9706
Document Number
0000051018
Instrument Date
Oct 4, 2021
Instrument
2021-0051018
Transaction Type
Transfer
Record Updated
Oct 21, 2021
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$935.00
Amount Accuracy
Rounded by County
Additional
Notice of Trustee Sale
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
5177 FREEDOM BLVD, APTOS, CA 95003-9706
Mortgage
Document Number
0000051019
Date
Oct 8, 2021
Instrument
2021-0051019
Lender
Name
GUARANTEED RATE AFFINITY LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2051
April 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
5177 FREEDOM BLVD, APTOS, CA 95003-9706
Transaction Type
Mortgage
Record Updated
May 7, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5177 FREEDOM BLVD, APTOS, CA 95003-9706
Mortgage
Document Number
0000022096
Date
Apr 19, 2021
Instrument
2021-0022096
Lender
Name
NATIONSTAR MORTGAGE LLC
Type
Mortgage Company
Address
COPPELL, TX 75019
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2051
November 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
5177 FREEDOM BLVD, APTOS, CA 95003-9706
Document Number
0000036454
Instrument Date
Nov 12, 2019
Transaction Type
Mortgage
Record Updated
Dec 9, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
5177 FREEDOM BLVD APTOS CA 950039706, APTOS, CA 95003-9706
Mortgage
Document Number
0000036454
Date
Nov 21, 2019
Instrument
36454
Lender
Name
MR COOPER
Address
COPPELL, TX 75019
Agreement
Amount
Amount on Record
Term
360 Months
Due
Nov 20, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 5177 Freedom Blvd was $9,864.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Unified School District
Pajaro Valley Joint Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$811,824 (+2%)Land $649,459Building $162,365
2025
$9,864.00
$795,906Land $636,725Building $159,181
2023
$8,709.00 (+1.82%)
$765,000Land $612,000Building $153,000
$838,170
2022
$8,553.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5177 Freedom Blvd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
9 in force
Nearby Flood Claims
3 (2016–2023)
Claims Outside the SFHA
2 of 3
Most Recent Claim
Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5177 Freedom Blvd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood
0.07% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source
Groundwater
Last State Inspection
Sep 2022
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
May also be available: Etheric Networks, Surfnet Communications.