4856 Stephen Ct, Auburn, MI 48611 Property Records

Bay County property record for 4856 Stephen Ct, Auburn, MI 48611

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,260 sqft · built 1999
Lot Size	0.411 acres (17,903 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jul 1998)
Tax Bill	$5,442 (2026)
Flood Zone	Zone X (minimal risk)
APN	`140-C10-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`140-C10-000-006-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,260 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	1,456 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	17,903 sqft (0.411 acres)
Lot Dimensions	128 ft deep x 140 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4856 STEPHEN CT
City	AUBURN
State	MI
Zip	48611-9210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 COUNTRY ESTATES SUBDIVISION, L11/P22 BCR
Legal Subdivision	COUNTRY ESTATES SUBDIVISION
Legal Lot Number	6
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	4
Census Block	4014
Census Tract	285600

Owner

4856 Stephen Ct is owned and occupied by an individual who bought it in July 1998.

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4856 STEPHEN CT, AUBURN, MI 48611-9210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 1998 · Amount on File
Deed Sale	Jul 31, 1998 · Amount on File
Deed Book / Page	1595 / 966
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 4856 Stephen Ct was $5,442 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,442.00 Homeowner's exemption	$193,150	$386,300
2023		$156,250	$312,500
2022	$4,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4856 Stephen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4856 Stephen Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN serves 2,087 people · EPA ID MI0000300
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000