Bay County property record for 4855 Stephen Ct, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,272 sqft · built 1996 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Aug 2016) |
| Tax Bill | $5,526 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-C10-000-012-00 |
| Primary APN | 140-C10-000-012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 18,905 sqft (0.434 acres) |
| Lot Dimensions | 126 ft deep x 150 ft wide |
| Garage Area | 949 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4855 STEPHEN CT |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 COUNTRY ESTATES SUBDIVISION, L11/P22 BCR |
| Legal Subdivision | COUNTRY ESTATES SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 285600 |
4855 Stephen Ct is owned and occupied by two individuals who acquired it in December 2021.
Source: Bay County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4855 STEPHEN CT, AUBURN, MI 48611-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on File |
| Deed Sale | Aug 30, 2016 · Amount on File |
| Prior Sale | Nov 6, 1996 · Amount on File |
| Deed Book / Page | 3171 / 624 |
| Last Transfer Date | Dec 10, 2021 |
| Transfer Doc | 0000020957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 20, 2021 |
| Property Address | 4855 STEPHEN CT, AUBURN, MI 48611-9210 |
| Document Number | 0000020957 |
| Map Reference | MB 11 PG 22 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 202120957 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4855 STEPHEN CT, AUBURN, MI 48611-9210 |
| Document Number | 0000020958 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 202120958 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 10, 2036 |
The 2026 property tax bill for 4855 Stephen Ct was $5,526 with a homeowner's exemption, up 82.4% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,526.00 (+82.38%) Homeowner's exemption | $192,850 (+8.34%) | $385,700 (+8.34%) |
| 2025 | $3,030.00 Homeowner's exemption | $178,000 | $356,000 |
| 2023 | $157,050 | $314,100 | |
| 2022 | $4,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4855 Stephen Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4855 Stephen Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 2,087 people · EPA ID MI0000300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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