Bay County property record for 4798 Stephen Ct, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,742 sqft · built 1995 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500 (Aug 2004) |
| Tax Bill | $5,783 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-C10-000-007-00 |
| Primary APN | 140-C10-000-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,742 sqft Living Area |
| 1st Floor Area | 1,371 sqft |
| Basement Area | 1,371 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 126 ft deep x 155 ft wide |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Space Heater |
|---|
| Street Address | 4798 STEPHEN CT |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 7 COUNTRY ESTATES SUBDIVISION, L11/P22 BCR |
| Legal Subdivision | COUNTRY ESTATES SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 285600 |
4798 Stephen Ct is owned and occupied by an individual who bought it in August 2004.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4798 STEPHEN CT, AUBURN, MI 48611-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2004 · Amount on File |
| Deed Sale | Aug 19, 2004 · Amount on File |
| Prior Sale | Apr 14, 1995 · Amount on File |
| Deed Book / Page | 2243 / 861 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4798 Stephen Ct was $5,783 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,783.00 Homeowner's exemption | $204,500 | $409,000 |
| 2023 | $166,000 | $332,000 | |
| 2022 | $5,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4798 Stephen Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4798 Stephen Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 2,087 people · EPA ID MI0000300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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