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4842 Spears St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4842 Spears St, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,961 sqft Heated Area
Lot Size12,240 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$218,400 (2017)
Tax Bill$2,149.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-1N-29-5243-00A00-0110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,961 sqft Heated Area
Gross Area2,663 sqft Gross Area
1st Floor Area2,469 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area12,240 sqft (0.28 acres)
Lot Dimensions1,460 ft deep x 840 ft wide
Parking Spaces2 Parking Spaces
Garage Area508 sqft Garage
PorchOpen Porch
Porch Area194 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number111N29524300A000110
Street Address4842 SPEARS ST
CityPACE
StateFL
Zip32571-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPENCER RIDGE WEST LOT 11 BLK A AS DES IN OR 3440 PG 271 & OR 3658 PG 1484
Legal Range29W
Legal Township01N
Legal Section11
Legal SubdivisionSPENCER RIDGE WEST
Legal BlockA
Legal Lot Number11
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group3
Census Block3005
Census Tract10704

Owner

Source: Santa Rosa County records · APN 11-1N-29-5243-00A00-0110

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4842 SPEARS ST, PACE, FL 32571-1440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Nov 30, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 09, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2017 · Amount on Record
Deed SaleSep 06, 2017 · Amount on Record
Prior SaleApr 02, 2013 · Amount on Record
Deed Document Number201736901
Deed Book / Page3658 / 1484
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4842 SPEARS ST, PACE, FL 32571-1440
Transaction TypeMortgage
Record UpdatedApr 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4842 SPEARS ST, MILTON, FL 32571-1440

Mortgage

Document Number0044670006
DateJan 18, 2024
Book Page4467/6
Instrument202402350
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2039

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4842 SPEARS ST, PACE, FL 32571-1440
Transaction TypeMortgage
Record UpdatedAug 02, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040350080
DateNov 30, 2020
Book Page4035/80
Instrument202063759
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term323 Months
DueOct 01, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4842 SPEARS ST, PACE, FL 32571-1440
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4842 SPEARS ST, PACE, FL 32571-1440

Mortgage

Document Number0042051567
DateNov 09, 2021
Book Page4205/1567
Instrument202175109
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$2,149.00 (+4.68%) Homeowner's exemption$202,274 (+3%)$261,110 (+2.3%) Land $45,000 Building $216,110
2023$2,053.00 (+2.8%) Homeowner's exemption$196,383 (+3%)$255,239 (+3.21%) Land $41,000 Building $214,239
2022$1,997.00 Homeowner's exemption$190,663$247,297 Land $33,000 Building $214,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 971 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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