Scott County property record for 4828 Clearwater Cir, Savage, MN 55378
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,170 sqft · built 1996 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,400 (Oct 2015) |
| Tax Bill | $5,356 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-227016-0 |
| Primary APN | 26-227016-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 3,506 sqft |
| 1st Floor Area | 1,439 sqft |
| Basement Area | 1,357 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 657 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 757 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4828 CLEARWATER CIR |
|---|---|
| City | SAVAGE |
| State | MN |
| Zip | 55378-5624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POINTE RAPIDS LOT 016 BLOCK 001 |
| Legal Subdivision | POINTE RAPIDS |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | SAVAGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80207 |
4828 Clearwater Cir is owned and occupied by an individual who bought it in October 2015.
Source: Scott County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4828 CLEARWATER CIR, SAVAGE, MN 55378-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on File |
| Deed Sale | Oct 2, 2015 · Amount on File |
| Prior Sale | Oct 3, 1996 · Amount on File |
| Deed Document Number | 2015236416 |
| Prior Transfer Date | Sep 30, 2014 |
| Prior Transfer Doc | 0000234865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 4828 CLEARWATER CIR, SAVAGE, MN 55378-5624 |
| Document Number | 0000247287 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE INSURANCE AG |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4828 CLEARWATER CIR SAVAGE MN 553785624, SAVAGE, MN 55378-5624 |
| Document Number | 0000247287 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 247287 |
| Name | RICHFIELD BLOOMINGTON CU |
|---|---|
| Type | Credit Union |
| Address | 345 E 77TH ST, RICHFIELD, MN 55423-4312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 20, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4828 Clearwater Cir was $5,356 with a homeowner's exemption, up 9.6% from the year before.
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Scott County |
| Municipality | Savage City |
| Unified School District | Prior Lake-Savage Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,356.00 (+9.62%) Homeowner's exemption | $500,800 Land $161,300 Building $339,500 | $500,800 Land $161,300 Building $339,500 |
| 2025 | $4,886.00 (-3.59%) | ||
| 2024 | $5,068.00 (+0.92%) Homeowner's exemption | $466,600 (+4.55%) Land $143,500 Building $323,100 | $466,600 (+4.55%) Land $143,500 Building $323,100 |
| 2023 | $5,022.00 Homeowner's exemption | $446,300 Land $136,700 Building $309,600 | $446,300 Land $136,700 Building $309,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4828 Clearwater Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4828 Clearwater Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Savage serves 30,285 people · EPA ID MN1700008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nuvera Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Netwave Broadband.
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