4850 Whitcomb St, Gary, IN 46408 Property Records

Lake County property record for 4850 Whitcomb St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,875 sqft · built 1949
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Tax Bill$1,899 (2024)
Deeds & MortgagesDec 2023 Mortgage
Sep 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-01-39-0477-0009

Property Details

APN / Parcel Number

Primary APN001-01-39-0477-0009
Alternative APNs
  • 45-08-31-178-022.000-001
  • 013904770009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,875 sqft Living Area
Basement Area972 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2000
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage TypeAttached
Garage Area320 sqft

Exterior Amenities

Pool TypeAbove-Ground Pool
Patio Area266 sqft
Shed1 Shed
Shed Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number001-01-39-0477-0009
Old Parcel Number013904770009
Street Address4850 WHITCOMB ST
CityGARY
StateIN
Zip46408-4018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY ACRES LOT 9
Legal SubdivisionSUNNY ACRES
Legal Lot Number9
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2008
Census Tract41400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4850 WHITCOMB ST, GARY, IN 46408-4018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2023Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Sep 28, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 17, 2021Re-recorded Document · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 11, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 9, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2021
Deed SaleJan 11, 2021
Prior SaleAug 9, 2017
Deed Document Number2021-002049
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4850 WHITCOMB ST, GARY, IN 46408-4018
Transaction TypeMortgage
Record UpdatedDec 18, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000040078
DateDec 7, 2023
Instrument2023-540078
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueJan 1, 2051

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4850 WHITCOMB ST, GARY, IN 46408-4018
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000039622
DateSep 28, 2022
Instrument2022-539622
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueJan 1, 2051

February 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLAKE IN
Recording DateFeb 17, 2021
Property Address4850 WHITCOMB ST, GARY, IN 46408-4018
Document Number0000014713
Map ReferenceMB 28 PG 43
Instrument DateDec 28, 2020
Instrument2021-014713
Record UpdatedNov 25, 2021
Title CompanyMTC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000014714
DateFeb 17, 2021
Instrument2021-014714
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 11, 2021
Property Address4850 WHITCOMB ST, GARY, IN 46408-4018
Document Number0000002049
Map ReferenceFILE 51-D-6
Instrument DateDec 28, 2020
Instrument2021-002049
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyMERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4580 WHITCOMB ST, GARY, IN 46408-3506

Mortgage

Document Number0000002050
DateJan 11, 2021
Instrument2021-002050
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateAug 9, 2017
Property Address4850 WHITCOMB ST, GARY, IN 46408-4018
Document Number0000049702
Map ReferenceMB28 PG43
Instrument DateJul 28, 2017
Instrument2017 049702
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4850 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000049703
DateAug 9, 2017
Instrument2017 049703
Lender
NameFIRST CENTENNIAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Mortgage

Document Number0000049704
DateAug 9, 2017
Instrument2017 049704
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressGARY, IN 46408
Agreement
AmountAmount Recorded
Term24 Months
DueJul 31, 2019

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$213,200 (+17.47%) Land $16,400 Building $196,800$213,200 (+17.47%) Land $16,400 Building $196,800
2024$1,899.00 (+2.43%)
2023$181,500 (-0.6%) Land $17,100 Building $164,400$181,500 (-0.6%) Land $17,100 Building $164,400
2022$1,854.00 Homeowner's exemption$182,600 Land $16,800 Building $165,800$182,600 Land $16,800 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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