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4840 Whitcomb St, Gary, IN 46408 Property Records

Lake County property record for 4840 Whitcomb St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,960 sqft · built 1948
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$124,700 (Jun 2022)
Tax Bill$2,246 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN001-01-39-0477-0008

Property Details

APN / Parcel Number

Primary APN001-01-39-0477-0008
Alternative APNs
  • 45-08-31-178-021.000-001
  • 013904770008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
Gross Area2,940 sqft
1st Floor Area980 sqft
Basement Area980 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4840 WHITCOMB ST
CityGARY
StateIN
Zip46408-4018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY ACRES LOT 8
Legal SubdivisionSUNNY ACRES
Legal Lot Number8
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2008
Census Tract41400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4840 WHITCOMB ST, GARY, IN 46408-4018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Sep 27, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2022 · Amount on Record
Deed SaleJun 2, 2022 · Amount on Record
Prior SaleSep 27, 2021 · Amount on Record
Deed Document Number2022522803
Prior Transfer DateJul 23, 2009
Prior Transfer Doc2009050992
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 2, 2022
Property Address4840 WHITCOMB ST, GARY, IN 46408-4018
Document Number0000022803
Map ReferenceMB 28 PG 43
Instrument DateMay 27, 2022
Instrument2022-522803
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000022804
DateJun 2, 2022
Instrument2022-522804
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 27, 2021
Property Address4840 WHITCOMB ST, GARY, IN 46408-4018
Document Number0000029725
Map ReferenceMB 28 PG 43
Instrument DateSep 24, 2021
Instrument2021-529725
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 WHITCOMB ST, GARY, IN 46408-4018
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$125,000 (+15.63%) Land $16,400 Building $108,600$125,000 (+15.63%) Land $16,400 Building $108,600
2024$2,246.00 (+25.33%)
2023$108,100 (+20.65%) Land $17,100 Building $91,000$108,100 (+20.65%) Land $17,100 Building $91,000
2022$1,792.00$89,600 Land $16,800 Building $72,800$89,600 Land $16,800 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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