4828 Whitcomb St, Gary, IN 46408 Property Records

Lake County property record for 4828 Whitcomb St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 744 sqft · built 1948
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$151,000 (Aug 2021)
Tax Bill$1,550 (2024)
Deeds & MortgagesOct 2023 Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-01-39-0477-0007

Property Details

APN / Parcel Number

Primary APN001-01-39-0477-0007
Alternative APNs
  • 45-08-31-178-020.000-001
  • 013904770007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area744 sqft Living Area
Basement Area744 sqft
Finished Basement744 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2008
Construction TypeWood
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage TypeDetached
Garage Area391 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number001-01-39-0477-0007
Old Parcel Number013904770007
Street Address4828 WHITCOMB ST
CityGARY
StateIN
Zip46408-4018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY ACRES LOT 7
Legal SubdivisionSUNNY ACRES
Legal Lot Number7
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2008
Census Tract41400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4828 WHITCOMB ST, GARY, IN 46408-4018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 24, 2022Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Aug 10, 2021Warranty Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleAug 19, 2008 · Amount on Record
Deed Document Number2021-522071
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4828 WHITCOMB ST, GARY, IN 46408-4018
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4828 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000032571
DateOct 4, 2023
Instrument2023-532571
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueAug 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4828 WHITCOMB ST, GARY, IN 46408-4018
Transaction TypeMortgage
Record UpdatedJun 9, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4828 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000034919
DateAug 24, 2022
Instrument2022-534919
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueSep 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 10, 2021
Property Address4828 WHITCOMB ST, GARY, IN 46408-4018
Document Number0000022071
Map ReferenceMB 28 PG 43
Instrument DateAug 6, 2021
Instrument2021-522071
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4828 WHITCOMB ST, GARY, IN 46408-4018

Mortgage

Document Number0000022072
DateAug 10, 2021
Instrument2021-522072
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$165,300 (+12.76%) Land $16,400 Building $148,900$165,300 (+12.76%) Land $16,400 Building $148,900
2024$1,550.00 (+2.04%)
2023$146,600 (-2.59%) Land $17,100 Building $129,500$146,600 (-2.59%) Land $17,100 Building $129,500
2022$1,519.00$150,500 Land $16,800 Building $133,700$150,500 Land $16,800 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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