4850 Cedar Spring Dr, Highland, IL 62249 Property Records

Madison County property record for 4850 Cedar Spring Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,731 sqft · built 2006
Lot Size	0.18 acres (7,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Feb 2024)
Tax Bill	$6,005 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
APN	`03-2-12-33-17-302-012`

Property Details

APN / Parcel Number

Primary APN	`03-2-12-33-17-302-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	7,842 sqft (0.18 acres)
Lot Dimensions	147 ft deep x 53.2 ft wide
Garage Type	Attached
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4850 CEDAR SPRING DR
City	HIGHLAND
State	IL
Zip	62249-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR SPRING LOT 12 53.15 X 147.54 IRREGULAR
Legal Subdivision	CEDAR SPG
Legal Lot Number	12
Jurisdiction	MADISON IL
Township / Civil Division	LEEF
Census Block Group	4
Census Block	4100
Census Tract	403802

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4850 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Deed Document Number	20244519
Prior Transfer Date	Jul 29, 2005
Prior Transfer Doc	0000044173
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 21, 2024
Property Address	4850 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000004519
Map Reference	PC 63 PG 324
Instrument Date	Feb 13, 2024
Instrument	2024R04519
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4850 CEDAR SPRING DR, HIGHLAND, IL 62249-3355

Mortgage

Document Number	0000004520
Date	Feb 21, 2024
Instrument	2024R04520

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Leef Township
Municipality	Grantfork Village
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,005.00 (+9.24%)	$94,430 (+34.98%) Land $16,880 Building $77,550	$283,290 (+34.84%) Land $50,640 Building $232,650
2024	$5,497.00 (+20.44%)
2022	$4,564.00	$69,960 Land $12,510 Building $57,450	$210,091 Land $37,568 Building $172,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANTFORK serves 1,766 people · EPA ID IL1190350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allpoint NetworX Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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