Madison County property record for 4845 Cedar Spring Dr, Highland, IL 62249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,700 sqft · built 2009 |
| Lot Size | 0.305 acres (13,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Mar 2010) |
| Tax Bill | $5,071 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| APN | 03-2-12-33-17-302-015 |
| Primary APN | 03-2-12-33-17-302-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 13,276 sqft (0.305 acres) |
| Lot Dimensions | 136 ft deep x 97.6 ft wide |
| Garage Type | Attached |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4845 CEDAR SPRING DR |
|---|---|
| City | HIGHLAND |
| State | IL |
| Zip | 62249-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR SPRING LOT 15 97.62 X 136 IRREGULAR |
| Legal Subdivision | CEDAR SPRING |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | LEEF |
| Census Block Group | 4 |
| Census Block | 4100 |
| Census Tract | 403802 |
4845 Cedar Spring Dr is owned and occupied by two individuals who bought it in March 2010.
Source: Madison County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4845 CEDAR SPRING DR, HIGHLAND, IL 62249-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2010 · Amount on File |
| Deed Sale | Mar 26, 2010 · Amount on File |
| Prior Sale | Oct 23, 2008 · Amount on File |
| Deed Document Number | 201011408 |
| Prior Transfer Date | Jul 29, 2005 |
| Prior Transfer Doc | 0000044173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 4845 CEDAR SPRING DR, HIGHLAND, IL 62249-3354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021919 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021R21919 |
| Name | NORTH AMERICAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4845 Cedar Spring Dr was $5,071 with a homeowner's exemption, down 9% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Leef Township |
| Municipality | Grantfork Village |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,071.00 (-8.99%) | $90,110 Land $14,690 Building $75,420 | $270,330 Land $44,070 Building $226,260 |
| 2024 | $5,572.00 | ||
| 2022 | $4,703.00 | $66,760 Land $10,890 Building $55,870 | $200,481 Land $32,703 Building $167,778 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 4845 Cedar Spring Dr; there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4845 Cedar Spring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRANTFORK serves 1,766 people · EPA ID IL1190350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allpoint NetworX Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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