4834 Cedar Spring Dr, Highland, IL 62249 Property Records

Madison County property record for 4834 Cedar Spring Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,400 sqft · built 2006
Lot Size	0.282 acres (12,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Dec 2025)
Tax Bill	$5,695 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
APN	`03-2-12-33-17-302-008`

Property Details

APN / Parcel Number

Primary APN	`03-2-12-33-17-302-008`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,308 sqft (0.282 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4834 CEDAR SPRING DR
City	HIGHLAND
State	IL
Zip	62249-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR SPRING LOT 8 90.5 X 136
Legal Subdivision	CEDAR SPRINGS SUB
Legal Lot Number	8
Jurisdiction	MADISON IL
Township / Civil Division	LEEF
Census Block Group	4
Census Block	4100
Census Tract	403802

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Feb 5, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Apr 24, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK SANDOVAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202536266
Prior Transfer Date	Jan 13, 2020
Prior Transfer Doc	0000004267
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 23, 2025
Property Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000036266
Map Reference	PC 63 PG 324
Instrument Date	Dec 16, 2025
Instrument	2025R36266
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355

Mortgage

Document Number	0000036267
Date	Dec 23, 2025
Instrument	2025R36267

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 16, 2020
Property Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000012216
Map Reference	PL CAB 63 PG 324
Instrument Date	Mar 31, 2020
Instrument	2020R12216
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355

Mortgage

Document Number	0000012217
Date	Apr 16, 2020
Instrument	2020R12217

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Feb 5, 2020
Property Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000004267
Map Reference	PC 63 PG 324
Instrument Date	Jan 13, 2020
Instrument	2020R04267
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	QUAD COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355

Mortgage

Document Number	0000004268
Date	Feb 5, 2020
Instrument	2020R04268

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 22, 2026

Interest

Rate Type	Fixed Rate

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Apr 24, 2018
Property Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000012177
Map Reference	PC63 PG324
Instrument Date	Mar 16, 2018
Instrument	2018R12177
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	QUAD COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4834 CEDAR SPRING DR, HIGHLAND, IL 62249-3355

Mortgage

Document Number	0000012178
Date	Apr 24, 2018
Instrument	2018R12178

Lender

Name	FIRST NATIONAL BANK SANDOVAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Leef Township
Municipality	Grantfork Village
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,695.00 (+7.94%)	$79,120 (+9.13%) Land $14,740 Building $64,380	$237,360 (+9.13%) Land $44,220 Building $193,140
2024	$5,276.00 (+16.29%)	$72,500 (+23.7%) Land $13,510 Building $58,990	$217,500 (+23.58%) Land $40,530 Building $176,970
2022	$4,537.00	$58,610 Land $10,920 Building $47,690	$176,006 Land $32,793 Building $143,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANTFORK serves 1,766 people · EPA ID IL1190350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allpoint NetworX Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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