457 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 457 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,444 sqft · built 2008
Lot Size	0.219 acres (9,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2019)
Tax Bill	$4,013 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-1200`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-1200`
Alternative APNs	`16-119-23020-000-1200` `1025934`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,444 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,444 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,551 sqft (0.219 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished Screened Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	457 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 120 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2782-3067 OR 2850-2869 OR 2994-4323 OR 3119-880
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	HAMMOCK BAY
Legal Block	12
Legal Lot Number	120
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2006
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 SYMPHONY WAY, FREEPORT, FL 32439-2478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Nov 9, 2015 · Amount on Record
Deed Document Number	201933527
Deed Book / Page	3119 / 880
Prior Transfer Date	Oct 30, 2015
Prior Transfer Doc	0029944323
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	457 SYMPHONY WAY, FREEPORT, FL 32439-2478
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 SYMPHONY WAY, FREEPORT, FL 32439-2478

Mortgage

Document Number	0033233102
Date	May 2, 2024
Book Page	3323/3102
Instrument	20240015513

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	2114 E ACHIEVE WAY, TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2034

Interest

Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2019
Property Address	457 SYMPHONY WAY, FREEPORT, FL 32439-2478
Document Number	0031190880
Book / Page	3119 / 0880
Map Reference	MB 17 PG 27-27D
Instrument Date	Sep 24, 2019
Instrument	20190033527
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5186 CLUBHOUSE DR, 5186, MARIANNA, FL 32446-0141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 SYMPHONY WAY, FREEPORT, FL 32439-2478

Mortgage

Document Number	0003119882
Date	Sep 27, 2019
Instrument	3119/882

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,013.00 (-0.67%) Homeowner's exemption	$293,255 (-33.26%)	$397,265 (-9.58%) Land $96,900 Building $300,365
2024	$4,040.00 (+3.99%)
2023	$3,885.00 (+4.32%) Homeowner's exemption	$439,373 (+14.45%) Land $96,900 Building $342,473	$439,373 (+14.45%) Land $96,900 Building $342,473
2022	$3,724.00 Homeowner's exemption	$383,889 Land $76,923 Building $306,966	$383,889 Land $76,923 Building $306,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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