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445 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 445 Symphony Way, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,225 sqft · built 2009
Lot Size0.23 acres (10,055 sqft)
OwnerIndividual Name on File
Last Sale$316,000 (Mar 2020)
Tax Bill$5,584 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-1S-19-23020-000-1210

Property Details

APN / Parcel Number

Primary APN16-1S-19-23020-000-1210
Alternative APN
  • 1025935

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,225 sqft Living Area
Gross Area2,946 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2009
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,055 sqft (0.23 acres)
Garage TypeFinished
Garage Area484 sqft
PorchPorch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1025935
Street Address445 SYMPHONY WAY
CityFREEPORT
StateFL
Zip32439-2478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 121 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2829-823 OR 3135-1021
Legal Range19W
Legal Township01S
Legal Section16
Legal SubdivisionSYMPHONY AT HAMMOCK BAY
Legal Lot Number121
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2006
Census Tract950502

Owner

Source: Walton County records · APN 16-1S-19-23020-000-1210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address445 SYMPHONY WAY, FREEPORT, FL 32439-2478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2020 · Amount on Record
Deed SaleMar 03, 2020 · Amount on Record
Prior SaleNov 04, 2009 · Amount on Record
Deed Document Number0031351021
Deed Book / Page3135 / 1021
Record UpdatedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 03, 2020
Property Address445 SYMPHONY WAY, FREEPORT, FL 32439-2478
Document Number0031351021
Book / Page3135 / 1021
Map ReferenceMB 17 PG 27,27A-27D
Instrument DateMar 03, 2020
Instrument20200007803
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,212.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address159 BROOKS ST SE UNIT 303, 159, FORT WALTON BEACH, FL 32548-3712

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 SYMPHONY WAY, FREEPORT, FL 32439-2478

Mortgage

Document Number0031351023
DateMar 03, 2020
Instrument3135/1023
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$378,035 (-10.19%) Land $96,900 Building $281,135$378,035 (-10.19%) Land $96,900 Building $281,135
2024$5,584.00 (+1.12%)
2023$5,522.00 (+11.42%)$420,947 (+14.66%) Land $96,900 Building $324,047$420,947 (+14.66%) Land $96,900 Building $324,047
2022$4,956.00$367,132 Land $76,923 Building $290,209$367,132 Land $76,923 Building $290,209

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 296 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020, other causes, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber1,000 / 1,000
Wildstar NetworksFixed Wireless200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

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