485 Locke Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 485 Locke Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 805 sqft · built 1940
Lot Size	5.9 acres (257,004 sqft)
Owner	Individual Name on Record
Tax Bill	$286 (2026)
Deeds & Mortgages	Jun 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`083 115A`

Property Details

APN / Parcel Number

Primary APN	`083 115A`
Alternative APNs	`643479` `395140`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	805 sqft Heated Area
Gross Area	952 sqft
1st Floor Area	805 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	257,004 sqft (5.9 acres)
Porch	Slab
Porch Area	147 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	395140
Street Address	485 LOCKE RD
City	CORNELIA
State	GA
Zip	30531-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-106 PB 50-283 515-443
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1001
Census Tract	501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 LOCKE RD, CORNELIA, GA 30531-5418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 3, 2026
Property Address	485 LOCKE RD, CORNELIA, GA 30531-5418
Document Number	1435000390
Book / Page	1435 / 390
Instrument Date	Jun 2, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 LOCKE RD, CORNELIA, GA 30531-5418

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$286.00 (+5.54%) Homeowner's exemption Senior Citizen's exemption	$60,886 (+2.8%) Land $30,926 Building $29,960	$152,213 (+2.8%) Land $77,314 Building $74,899
2025	$271.00 Homeowner's exemption Senior Citizen's exemption	$59,230 (+73.11%) Land $30,926 Building $28,304	$148,074 (+73.1%) Land $77,314 Building $70,760
2023	Homeowner's exemption Senior Citizen's exemption	$34,216 (+23.65%) Land $17,936 Building $16,280	$85,540 (+23.65%) Land $44,840 Building $40,700
2022	Homeowner's exemption Senior Citizen's exemption	$27,672 Land $13,452 Building $14,220	$69,180 Land $33,630 Building $35,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25