Habersham County property record for 415 Locke Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2007 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Nov 2007) |
| Tax Bill | $1,563 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083 115C |
| Primary APN | 083 115C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| Gross Area | 1,652 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Width | 349 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 395095 |
|---|---|
| Street Address | 415 LOCKE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-106 PB 58-166 829-962 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 501 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 LOCKE RD, CORNELIA, GA 30531-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2007 · Amount on Record |
| Deed Sale | Nov 1, 2007 · Amount on Record |
| Prior Sale | Jul 1, 2006 · Amount on Record |
| Deed Book / Page | 829 / 962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Apr 8, 2026 |
| Property Address | 415 LOCKE RD, CORNELIA, GA 30531-5418 |
| Document Number | 0000001428/0000000913 |
| Book / Page | 1428 / 913 |
| Instrument Date | Apr 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 LOCKE RD, CORNELIA, GA 30531-5418 |
| Document Number | 1428000913, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1428/913 |
| Name | MIDFIRST BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,563.00 (-2.62%) Homeowner's exemption | $99,522 (+6.11%) Land $19,409 Building $80,113 | $248,805 (+6.11%) Land $48,523 Building $200,282 |
| 2025 | $1,605.00 Homeowner's exemption | $93,794 (+50.98%) Land $18,140 Building $75,654 | $234,483 (+50.98%) Land $45,349 Building $189,134 |
| 2023 | Homeowner's exemption | $62,124 (+19.25%) Land $9,836 Building $52,288 | $155,310 (+19.25%) Land $24,590 Building $130,720 |
| 2022 | Homeowner's exemption | $52,096 Land $7,376 Building $44,720 | $130,240 Land $18,440 Building $111,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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