Habersham County property record for 403 Locke Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,406 sqft · built 1912 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,869 (2026) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 083 115 |
| Primary APN | 083 115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,406 sqft Heated Area |
| Gross Area | 3,714 sqft |
| 1st Floor Area | 1,604 sqft |
| Upper Floors Area | 1,292 sqft |
| Attic | Attic |
| Attic Area | 1,292 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum Siding |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Width | 220 ft Width |
| Porch | Slab |
| Porch Area | 818 sqft |
| Storage Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 395138 |
|---|---|
| Street Address | 403 LOCKE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-106 PB 37-268 1298-364 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 501 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 LOCKE RD, CORNELIA, GA 30531-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 |
| Deed Sale | Sep 17, 2021 |
| Deed Document Number | 20212391 |
| Deed Book / Page | 1282 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Sep 17, 2021 |
| Property Address | 403 LOCKE RD, CORNELIA, GA 30531-5418 |
| Document Number | 1282/226 |
| Book / Page | 1282 / 226 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-002391 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 LOCKE RD, CORNELIA, GA 30531-5418 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,869.00 (+52.61%) | $125,884 (+73.72%) Land $19,998 Building $105,886 | $314,712 (+73.72%) Land $49,996 Building $264,716 |
| 2023 | $1,880.00 (+17.87%) | $72,464 (+17.87%) Land $11,424 Building $61,040 | $181,160 (+17.87%) Land $28,560 Building $152,600 |
| 2022 | $1,595.00 | $61,476 Land $8,568 Building $52,908 | $153,690 Land $21,420 Building $132,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
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