485 Bayside Dr, Freeport, FL 32439 Property Records

Walton County property record for 485 Bayside Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2023
Lot Size	0.416 acres (18,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jul 2022)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Jul 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`29-1S-19-23010-00B-0470`

Property Details

APN / Parcel Number

Primary APN	`29-1S-19-23010-00B-0470`
Alternative APNs	`29-119-23010-00B-0470` `1062402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,508 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,127 sqft (0.416 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	485 BAYSIDE DR
City	FREEPORT
State	FL
Zip	32439-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 47 BLK B CROSS CREEK SHORES S/D PB 7-37 OR 2484-1661 OR 3259-3267
Legal Range	019
Legal Township	01S
Legal Section	29
Legal Subdivision	CROSS CREEK SHORES
Legal Block	B
Legal Lot Number	47
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2090
Census Tract	950502

Owner

Source: Walton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 HIGH RIDGE CIR, INLET BEACH, FL 32461-7361
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Construction Mortgage 1ST SIGNATURE LENDING LLC
Jul 12, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	202232256
Deed Book / Page	3259 / 3267
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	485 BAYSIDE DR, FREEPORT, FL 32439-3712
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 HAMMOCK TRL E A202, A202, FREEPORT, FL 32439-7657

Mortgage

Document Number	0032684388
Date	Oct 4, 2022
Book Page	3268/4388
Instrument	20220044211

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 12, 2022
Property Address	485 BAYSIDE DR, FREEPORT, FL 32439-3712
Document Number	0032593267
Book / Page	3259 / 3267
Map Reference	MB 7 PG 37
Instrument Date	Jul 8, 2022
Instrument	20220032256
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 FOUR MILE RD, FREEPORT, FL 32439-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HIGH RIDGE CIR, INLET BEACH, FL 32461-7361
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (-28.74%)	$303,526 (+365.11%) Land $62,000 Building $241,526	$303,526 (+365.11%) Land $62,000 Building $241,526
2024	$3,615.00 (+566.97%)
2023	$542.00 (+105.3%)	$65,259 (+39.64%) Land $65,259	$65,259 (+39.64%) Land $65,259
2022	$264.00	$46,734 Land $46,734	$46,734 Land $46,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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