410 Bayside Dr, Freeport, FL 32439 Property Records

Walton County property record for 410 Bayside Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,184 sqft · built 2021
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,500 (Apr 2020)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`29-1S-19-23010-00B-0240`

Property Details

APN / Parcel Number

Primary APN	`29-1S-19-23010-00B-0240`
Alternative APNs	`29-119-23010-00B-0240` `1062379`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	2,184 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	410 BAYSIDE DR
City	FREEPORT
State	FL
Zip	32439-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BYLAGR
Legal Description	LOT 24 BLK B CROSS CREEK SHORES S/D PB 7-37 OR 2383-342 OR 2661-1536 OR 3139-2488 ALSO COM AT THE SE/C OF LOT 25 BLK B CROSS CREEK SHORES, N 70 DEG 0235E 20FT, N 50 DEG 1612E 293.37FT MOL TO WATERS EDGE OF LAGRANGE BAYOU S 13 DEG 23 37E ALG EDGE 30.2
Legal Range	019
Legal Township	01S
Legal Section	29
Legal Subdivision	CROSS CREEK
Legal Block	B
Legal Lot Number	24
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2090
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 BAYSIDE DR, FREEPORT, FL 32439-3715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage SHELTER HOME MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 10, 2020	Deed of Trust, Mortgage JONATHAN W & JANA M O'HARA
Apr 13, 2020	Warranty Deed, Transfer MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Dec 5, 2003 · Amount on Record
Deed Document Number	202012764
Deed Book / Page	3139 / 2488
Prior Transfer Date	Mar 21, 2005
Prior Transfer Doc	0026611536
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	410 BAYSIDE DR, FREEPORT, FL 32439-3715
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 BAYSIDE DR, FREEPORT, FL 32439-3715

Mortgage

Document Number	0032362540
Date	Jan 31, 2022
Book Page	3236/2540
Instrument	20220004307

Lender

Name	SHELTER HOME MORTGAGE LLC
Type	Mortgage Company
Address	NORCROSS, GA 30093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	410 BAYSIDE DR, FREEPORT, FL 32439-3715
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CHURCH ST, FREEPORT, FL 32439-2577

Mortgage

Document Number	0031620267
Date	Oct 1, 2020
Book Page	3162/267
Instrument	20200038493

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	410 BAYSIDE DR, FREEPORT, FL 32439-3715
Document Number	0031392490
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 JUNIPER ISLAND DR DEFUNIAK SPRINGS FL 324333516, DEFUNIAK SPRINGS, FL 32433-3516

Mortgage

Document Number	0031392490
Date	Apr 13, 2020
Book Page	003139/002490
Instrument	12765

Lender

Name	JONATHAN W & JANA M O'HARA
Address	130 CHURCH ST, FREEPORT, FL 32439-2577

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 12, 2025

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 13, 2020
Property Address	410 BAYSIDE DR, FREEPORT, FL 32439-3715
Document Number	0031392488
Book / Page	003139 / 002488
Instrument Date	Apr 10, 2020
Instrument	12764
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Transaction

Amount	Amount Recorded
Tax	$732.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 CHURCH ST FREEPORT FL 324392577, FREEPORT, FL 32439-2577

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,305.00 (-18.33%) Homeowner's exemption	$550,718 (-16.49%) Land $220,203 Building $330,515	$550,718 (-16.49%) Land $220,203 Building $330,515
2024	$5,271.00 (+2.19%)
2023	$5,158.00 (+0.49%) Homeowner's exemption	$659,481 (+4.76%) Land $219,461 Building $440,020	$659,481 (+4.76%) Land $219,461 Building $440,020
2022	$5,133.00 Homeowner's exemption	$629,536 Land $243,603 Building $385,933	$629,536 Land $243,603 Building $385,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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