284 Bayside Dr, Freeport, FL 32439 Property Records

Walton County property record for 284 Bayside Dr, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,750 sqft · built 2021
Lot Size0.506 acres (22,074 sqft)
OwnerIndividual Name on Record
Last Sale$98,000 (Mar 2020)
Tax Bill$4,240 (2024)
Deeds & MortgagesSep 2020 Construction Loan
Dec 2021 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN29-1S-19-23010-00B-0150

Property Details

APN / Parcel Number

Primary APN29-1S-19-23010-00B-0150
Alternative APN
  • 1062370

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,750 sqft Living Area
Gross Area4,385 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,074 sqft (0.506 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1062370
Street Address284 BAYSIDE DR
CityFREEPORT
StateFL
Zip32439-3714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAYN
Legal DescriptionLOT 15 BLK B CROSS CREEK SHORES S/D PB 7-37 OR 915-226 ALSO: COM SE/C OF LOT 15 BLK B CROSS CREEK SHORES S/D FOR POB S 00 DEG
Legal Range19W
Legal Township01S
Legal Section29
Legal SubdivisionBLK B CROSS CREEK SHORES S/D
Legal Block15,B
Legal Lot Number15
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2090
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address284 BAYSIDE DR, FREEPORT, FL 32439-3714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Construction Mortgage
EGLIN FCU
Dec 15, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 25, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jun 12, 2018Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2020 · Amount on Record
Deed SaleMar 25, 2020 · Amount on Record
Prior SaleMar 25, 2020 · Amount on Record
Deed Document Number0031374097
Deed Book / Page003137 / 004097
Last Transfer DateDec 15, 2021
Transfer Doc0032293006
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address284 BAYSIDE DR, FREEPORT, FL 32439-3714
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031600535
DateSep 21, 2020
Book Page3160/535
Instrument20200036309
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term190 Months
DueJul 1, 2036

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateDec 15, 2021
Property Address284 BAYSIDE DR, FREEPORT, FL 32439-3714
Document Number0032293006
Book / Page3229 / 3006
Map ReferenceMB 18 PG 18
Instrument DateDec 3, 2021
Instrument20210061703
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address96 GANTENBEIN RD, FREDERICKSBURG, TX 78624-5946

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 BAYSIDE DR, FREEPORT, FL 32439-3714
InvestorPossibly a Property Investor

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 25, 2020
Property Address284 BAYSIDE DR, FREEPORT, FL 32439-3714
Document Number0031374097
Book / Page003137 / 004097
Instrument DateMar 23, 2020
Instrument10836
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$686.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address261 WHITMAN WAY FREEPORT FL 324392169, FREEPORT, FL 32439-2169

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address284 BAYSIDE DR, FREEPORT, FL 32439-3714
Document Number0030794896
Instrument DateJun 12, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address66 EDGEWOOD DR MONTGOMERY TX 773568407, MONTGOMERY, TX 77356-8407

Mortgage

Document Number0030794896
DateJul 23, 2018
Book Page003079/004896
Instrument24360
Lender
NameCENTENNIAL BK
TypeBank
AddressDESTIN, FL 32541
Agreement
Term36 Months
DueJul 22, 2021

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$442,360 (-25.48%) Land $93,750 Building $348,610$442,360 (-25.48%) Land $93,750 Building $348,610
2024$4,240.00 (+3.59%)
2023$4,093.00 (+0.54%) Homeowner's exemption$593,617 (+7.83%) Land $128,988 Building $464,629$593,617 (+7.83%) Land $128,988 Building $464,629
2022$4,071.00 Homeowner's exemption$550,504 Land $143,176 Building $407,328$550,504 Land $143,176 Building $407,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

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