Osceola County property record for 4849 Meadow Dr, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,864 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $104,000 (2013) |
| Tax Bill | $1,610.00 (2025) |
| Primary APN | 31-26-31-5130-00AA-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 1,997 sqft Gross Area |
| 1st Floor | 1,204 sqft 1st Floor |
| Upper Floors | 660 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Depth X Width | 280 ft x 107 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 480 sqft Garage |
| Carport | Carport |
| Carport Area | 480 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Deck Area | 256 sqft Deck |
| Porch Area | 133 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4849 MEADOW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8498 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VLG PB 1 PG 395 BLK AA LOT 7 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | AA |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1065 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-00AA-0070
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4849 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 24, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on Record |
| Deed Sale | Sep 11, 2013 · Amount on Record |
| Deed Doc Number | 2013142540 |
| Deed Book / Page | 4500 / 1067 |
| Prior Transfer Date | Aug 14, 2013 |
| Prior Transfer Doc | 0045001055 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4849 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Document Number | 0061802004 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 6180/2004 |
| Instrument | 2022048494 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4849 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Document Number | 0061401941 |
|---|---|
| Date | Feb 01, 2022 |
| Book Page | 6140/1941 |
| Instrument | 2022016661 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0050901847 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 5090/1847 |
| Instrument | 2017013063 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,610.00 (+10.81%) Homeowner's exemption | $105,679 (+5.99%) | $280,600 (+7.76%) Land $60,000 Building $220,600 |
| 2023 | $1,453.00 (+6.21%) Homeowner's exemption | $99,710 (+3%) | $260,400 (+20.89%) Land $45,000 Building $215,400 |
| 2022 | $1,368.00 Homeowner's exemption | $96,806 | $215,400 Land $40,000 Building $175,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 356 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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