4824 Meadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4824 Meadow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1997
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2020)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`312631513000FF0040`

Property Details

APN / Parcel Number

Primary APN	`312631513000FF0040`
Alternative APN	`98921`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Heated Area
Gross Area	2,086 sqft
1st Floor Area	1,526 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	98921
Street Address	4824 MEADOW DR
City	SAINT CLOUD
State	FL
Zip	34772-8497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK FF LOT 4
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	FF
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1068
Census Tract	43304

Owner

Source: Osceola County records · APN 312631513000FF0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4824 MEADOW DR, SAINT CLOUD, FL 34772-8497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Feb 08, 2016 · Amount on Record
Deed Document Number	2020108202
Deed Book / Page	5775 / 2107
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 17, 2020
Property Address	4824 MEADOW DR, SAINT CLOUD, FL 34772-8497
Document Number	0057752107
Book / Page	5775 / 2107
Map Reference	MB 1 PG 395
Instrument Date	Aug 14, 2020
Instrument	2020108202
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4824 MEADOW DR, 4824, SAINT CLOUD, FL 34772-8497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4824 MEADOW DR, SAINT CLOUD, FL 34772-8497

Mortgage

Document Number	0057752109
Date	Aug 17, 2020
Instrument	5775/2109

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00 (+7.16%) Homeowner's exemption	$305,878 (+5.99%)	$309,600 (+7.28%) Land $60,000 Building $249,600
2023	$4,091.00 (+10.3%) Homeowner's exemption	$288,600 (+21.46%) Land $45,000 Building $243,600	$288,600 (+21.46%) Land $45,000 Building $243,600
2022	$3,709.00	$237,600 Land $40,000 Building $197,600	$237,600 Land $40,000 Building $197,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.