Osceola County property record for 4835 Meadow Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1989 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Sep 2015) |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 312631513000AA0080 |
| Primary APN | 312631513000AA0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Gross Area | 1,440 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Patio Area | 250 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98866 |
|---|---|
| Street Address | 4835 MEADOW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK AA LOT 8 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | AA |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 43304 |
Source: Osceola County records · APN 312631513000AA0080
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4835 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2015 · Amount on Record |
| Deed Sale | Sep 08, 2015 · Amount on Record |
| Deed Document Number | 2015133598 |
| Deed Book / Page | 4838 / 0712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4835 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4835 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Document Number | 0061381306 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 6138/1306 |
| Instrument | 2022015078 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 950 Months |
| Due | Mar 23, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4835 MEADOW DR, SAINT CLOUD, FL 34772-8498 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055962041 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 5596/2041 |
| Instrument | 2019125276 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34771 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 12, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 (+10.15%) Homeowner's exemption Disabled Person's exemption | $132,997 (+5.99%) | $244,600 (+8.28%) Land $60,000 Building $184,600 |
| 2023 | $1,743.00 (+1.87%) Homeowner's exemption Disabled Person's exemption | $125,485 (+3%) | $225,900 (+19.84%) Land $45,000 Building $180,900 |
| 2022 | $1,711.00 Homeowner's exemption Disabled Person's exemption | $121,831 | $188,500 Land $40,000 Building $148,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 356 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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