Monroe County property record for 4822 E Ridgewood Dr, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,169 sqft · built 1971 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2025) |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Jun 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-01810-00 |
| Primary APN | 014-01810-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 2,169 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 014-01810-00 |
|---|---|
| Street Address | 4822 E RIDGEWOOD DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE25 |
| Legal Description | PT NE NE 1-8-1W .69A |
| Legal Subdivision | EDGEWOOD HILLS ADD |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 904 |
Source: Monroe County records · APN 014-01810-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2019 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU |
| Jun 28, 2019 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CREDIT UNION ISAOA |
| May 17, 2016 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 08, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 13, 2012 | Trustee's Deed, Foreclosure · VA Mortgage FIRST REPUBLIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Jul 08, 2020 · Amount on Record |
| Deed Document Number | 202553688 |
| Prior Transfer Date | Aug 20, 2012 |
| Prior Transfer Doc | 2012013822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2019017973 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019017973 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 09, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2019008971 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019008971 |
| Name | INDIANA UNIVERSITY CREDIT UNION ISAOA |
|---|---|
| Type | Non-Lending Institution |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 27, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2016006074 |
|---|---|
| Date | May 17, 2016 |
| Instrument | 2016006074 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 08, 2020 |
| Property Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Document Number | 2020010362 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020010362 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Document Number | 2020010364 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 2020010364 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 13, 2012 |
| Property Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Document Number | 2012011314 |
| Instrument Date | Jul 05, 2012 |
| Instrument | 2012011314 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4822 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9209 |
| Investor | Possibly a Property Investor |
| Document Number | 2012011316 |
|---|---|
| Date | Jul 13, 2012 |
| Instrument | 2012011316 |
| Name | FIRST REPUBLIC MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2042 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 (-5.67%) | $298,900 (+2.57%) Land $92,500 Building $206,400 | $298,900 (+2.57%) Land $92,500 Building $206,400 |
| 2024 | $2,222.00 (+7.39%) | ||
| 2023 | $291,400 (+5.58%) Land $92,500 Building $198,900 | $291,400 (+5.58%) Land $92,500 Building $198,900 | |
| 2022 | $2,069.00 | $276,000 Land $92,500 Building $183,500 | $276,000 Land $92,500 Building $183,500 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IsoFusion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Haywire, Smithville Holding Company.
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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