4847 Chadwick Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 4847 Chadwick Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,648 sqft · built 1992
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,500 (Feb 2019)
Tax Bill	$2,659 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11052A0032.000000`

Property Details

APN / Parcel Number

Primary APN	`11052A0032.000000`
Alternative APNs	`5548 84 5675` `11765`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,648 sqft Living Area
Gross Area	3,901 sqft
1st Floor Area	2,242 sqft
Upper Floors Area	406 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Mixed
Garage Area	725 sqft
Driveway	Concrete Driveway
Driveway Area	2,600 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11765
Street Address	4847 CHADWICK DR
City	CONCORD
State	NC
Zip	28025-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LTS 31-33 RINEHARDT ESTATE
Legal Subdivision	RINEHARDT ESTATE
Legal Lot Number	31-33
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1009
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4847 CHADWICK DR, CONCORD, NC 28025-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Feb 7, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 16, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Book / Page	13365 / 129
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	12920283
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4847 CHADWICK DR, CONCORD, NC 28025-9484
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4847 CHADWICK DR, CONCORD, NC 28025-9484

Mortgage

Document Number	0017655123
Date	Oct 7, 2025
Book Page	17655/123

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4847 CHADWICK DR, CONCORD, NC 28025-9484
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015973260
Date	Apr 18, 2022
Book Page	15973/260

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4847 CHADWICK DR, CONCORD, NC 28025-9484
Document Number	1378648
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4847 CHADWICK DR CONCORD NC 280259484, CONCORD, NC 28025-9484

Mortgage

Document Number	1378648
Date	Oct 16, 2019
Book Page	013786/000048
Instrument	28475

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2034

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 7, 2019
Property Address	4847 CHADWICK DR, CONCORD, NC 28025-9484
Document Number	0013365129
Book / Page	13365 / 0129
Map Reference	MB 17 PG 28
Instrument Date	Feb 7, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5760, CONCORD, NC 28027-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4847 CHADWICK DR, CONCORD, NC 28025-9484

Mortgage

Document Number	0013365132
Date	Feb 7, 2019
Instrument	13365/132

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 16, 2018
Property Address	4847 CHADWICK DR, CONCORD, NC 28025-9484
Document Number	12920283
Book / Page	012920 / 000283
Instrument Date	Feb 21, 2018
Instrument	6226
Transaction Type	Foreclosure
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5760 CONCORD NC 280271512, CONCORD, NC 28027-1512

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,540 (+52.8%) Land $124,500 Building $365,040
2024			$489,540 (+52.8%) Land $124,500 Building $365,040
2023	$2,659.00	$320,380 Land $45,000 Building $275,380	$320,380 Land $45,000 Building $275,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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