4815 Chadwick Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 4815 Chadwick Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,330 sqft · built 2021
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$607,000 (Nov 2025)
Tax Bill	$2,292 (2023)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11052A0037.000000`

Property Details

APN / Parcel Number

Primary APN	`11052A0037.000000`
Alternative APNs	`5548 85 8342` `144658` `182023` `12662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	3,421 sqft
1st Floor Area	2,021 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	190 ft deep x 245 ft wide
Garage Type	Mixed
Garage Area	653 sqft
Driveway	Concrete Driveway
Driveway Area	783 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	182023
Street Address	4815 CHADWICK DR
City	CONCORD
State	NC
Zip	28025-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LTS 37-38 & P/O 36 RINEHARDT ESTATES
Legal Subdivision	RINEHARDT ESTATES
Legal Lot Number	37-38
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1009
Census Tract	41602

Owner

4815 Chadwick Dr is owned and occupied by an individual who bought it in November 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4815 CHADWICK DR, CONCORD, NC 28025-9484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 11, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 17, 2021	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Mar 17, 2021	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Feb 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	May 1, 2025 · Amount on File
Deed Document Number	202526927
Deed Book / Page	17728 / 152
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4815 CHADWICK DR, CONCORD, NC 28025-9484
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016325145
Date	Dec 28, 2022
Book Page	16325/145

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CONCORD, NC 28026

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4815 CHADWICK DR, CONCORD, NC 28025-9484
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017221338
Date	Dec 11, 2024
Book Page	17221/338

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4815 CHADWICK DR, CONCORD, NC 28025-9484
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001500875
Date	Mar 17, 2021
Book Page	15008/75

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 20, 2025
Property Address	4815 CHADWICK DR, CONCORD, NC 28025-9484
Document Number	0017728152
Book / Page	17728 / 152
Map Reference	MB 17 PG 28
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,214.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10209 MAPLE HAVEN CT, MINT HILL, NC 28227-8952

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017728154
Date	Nov 20, 2025
Instrument	17728/154

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4815 CHADWICK DR, CONCORD, NC 28025-9484
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1500875
Date	Mar 17, 2021
Book Page	15008/75

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 19, 2021
Property Address	4815 CHADWICK DR, CONCORD, NC 28025-9484
Document Number	0014927246
Book / Page	14927 / 246
Map Reference	MB 17 PG 28
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 LAKE CONCORD RD NE, 84, CONCORD, NC 28025-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5000 GRAND SUMMIT BLVD APT 5210, 5210, CONCORD, NC 28027-3634

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,610 (-) Land $83,000 Building $441,610
2025		$524,610 Land $83,000 Building $441,610
2024			$524,610 (+59.14%) Land $83,000 Building $441,610
2023	$2,292.00	$329,660 Land $30,000 Building $299,660	$329,660 Land $30,000 Building $299,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4815 Chadwick Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4815 Chadwick Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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