4828 Chadwick Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 4828 Chadwick Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,712 sqft · built 1980
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Mar 2020)
Tax Bill	$2,405 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11052A0015.000000`

Property Details

APN / Parcel Number

Primary APN	`11052A0015.000000`
Alternative APNs	`5548 85 3255` `137450`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,712 sqft Living Area
Gross Area	3,763 sqft
1st Floor Area	2,292 sqft
Upper Floors Area	420 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Lot Dimensions	190 ft deep x 180 ft wide
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	1,820 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	305 sqft
Deck Area	450 sqft
Patio Area	224 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	137450
Street Address	4828 CHADWICK DR
City	CONCORD
State	NC
Zip	28025-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LTS 15 26 & P/O 14 27 RINEHARDT
Legal Subdivision	RINEHARDT ESTATE
Legal Tract	2
Legal Lot Number	15,26
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1009
Census Tract	41602

Owner

4828 Chadwick Dr is owned and occupied by an individual who bought it in March 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4828 CHADWICK DR, CONCORD, NC 28025-9484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 27, 2020	Deed of Trust, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Aug 21, 1990 · Amount on File
Deed Book / Page	14086 / 178
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4828 CHADWICK DR, CONCORD, NC 28025-9484
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 CHADWICK DR, CONCORD, NC 28025-9484

Mortgage

Document Number	0001591515
Date	Mar 18, 2022
Book Page	15915/15

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 22, 2020
Property Address	4828 CHADWICK DR, CONCORD, NC 28025-9484
Document Number	14133106
Book / Page	014133 / 000106
Instrument Date	Apr 20, 2020
Instrument	12040
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 CHADWICK DR CONCORD NC 280259484, CONCORD, NC 28025-9484

March 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4828 CHADWICK DR, CONCORD, NC 28025-9484
Document Number	14086181
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 CHADWICK DR CONCORD NC 280259484, CONCORD, NC 28025-9484

Mortgage

Document Number	14086181
Date	Mar 27, 2020
Book Page	014086/000181
Instrument	9445

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,400 Land $103,750 Building $359,650
2024			$463,400 (+59.93%) Land $103,750 Building $359,650
2023	$2,405.00	$289,760 Land $37,500 Building $252,260	$289,760 Land $37,500 Building $252,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4828 Chadwick Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4828 Chadwick Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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