1. Home
  2. Florida
  3. Martin County
  4. Stuart
  5. SE Manatee Cove Rd

4845 SE Manatee Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 4845 SE Manatee Cove Rd, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,244 sqft · built 1965
Lot Size0.751 acres (32,714 sqft)
Owner2 Individual Names on File
Last Sale$100 (Sep 1987)
Tax Bill$2,234 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN50-38-41-001-002-0002.0-0-0000

Property Details

APN / Parcel Number

Primary APN50-38-41-001-002-0002.0-0-0000
Alternative APNs
  • 50-38-41-001-002-00020-0
  • 39899

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,244 sqft Living Area
1st Floor Area2,244 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area32,714 sqft (0.751 acres)
PorchOpen Concrete/Masonry Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number39899
Street Address4845 SE MANATEE COVE RD
CitySTUART
StateFL
Zip34997-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionMANATEE COVE LOT 2 BLK 2
Legal Range41E
Legal Township38S
Legal Section50
Legal SubdivisionMANATEE COVE
Legal Block2
Legal Lot Number2
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2000
Census Tract1302

Owner

4845 SE Manatee Cove Rd is owned and occupied by two individuals who bought it in September 1987.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4845 SE MANATEE COVE RD, STUART, FL 34997-2330
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 1987 · Amount on File
Deed SaleSep 24, 1987 · Amount on File
Prior SaleJan 1, 1985 · Amount on File
Deed Book / Page736 / 1004
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4845 SE MANATEE COVE RD, STUART, FL 34997-2330
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029632805
DateDec 8, 2017
Book Page02963/2805
Instrument2668501
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4845 SE Manatee Cove Rd was $2,234 with a homeowner's exemption, up 0.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,234.00 (+0.09%) Additional exemption filed$154,539$477,240 Land $280,000 Building $197,240
2024$2,232.00 (+3%)
2023$2,167.00 (+4.28%) Additional exemption filed$145,810 (+3%)$452,710 (+12.8%) Land $280,000 Building $172,710
2022$2,078.00 Homeowner's exemption$141,564$401,330 Land $265,000 Building $136,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4845 SE Manatee Cove Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 units insured
incl. 36 condo units
Nearby Flood Claims20 (1982–2021)
Claims Outside the SFHA3 of 20
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4845 SE Manatee Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Blue Stream.

Nearby Properties on SE Manatee Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures