4795 SE Manatee Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 4795 SE Manatee Cove Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,039 sqft · built 1999
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (May 2011)
Tax Bill	$4,269 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-002-000-0007.2-2-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-002-000-0007.2-2-0000`
Alternative APNs	`49-38-41-002-000-00072-2` `39389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	2,039 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,382 sqft (0.422 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	225 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39389
Street Address	4795 SE MANATEE COVE RD
City	STUART
State	FL
Zip	34997-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	DECKERS UNINCLUDED S 87.5 OF LOTS 7 8 & 9 (ASLO DESCRIBED AS S 1/2 OF S 175 OF LOTS 7 8 & 9)
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	DECKERS
Legal Block	2
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2000
Census Tract	1302

Owner

4795 SE Manatee Cove Rd is owned and occupied by two individuals who bought it in May 2011.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4795 SE MANATEE COVE RD, STUART, FL 34997-2330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CERTIFIED MORTGAGE PLANNERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2011 · Amount on File
Deed Sale	May 5, 2011 · Amount on File
Prior Sale	Oct 6, 2005 · Amount on File
Deed Document Number	20112272249
Deed Book / Page	2515 / 1626
Prior Transfer Date	Oct 25, 2004
Prior Transfer Doc	0001790768
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4795 SE MANATEE COVE RD, STUART, FL 34997-2330
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	LEGACY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4795 SE MANATEE COVE RD, STUART, FL 34997-2330

Mortgage

Document Number	0031930916
Date	Jan 29, 2021
Book Page	3193/916
Instrument	2864675

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4795 SE MANATEE COVE RD, STUART, FL 34997-2330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030111153
Date	Aug 21, 2018
Book Page	03011/1153
Instrument	2711537

Lender

Name	CERTIFIED MORTGAGE PLANNERS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4795 SE Manatee Cove Rd was $4,269 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,269.00 (-0.54%) Additional exemption filed	$283,680	$578,920 Land $225,000 Building $353,920
2024	$4,292.00 (+2.21%)
2023	$4,199.00 (+3.78%) Additional exemption filed	$267,657 (+3%)	$545,360 (+12.09%) Land $225,000 Building $320,360
2022	$4,046.00 Homeowner's exemption	$259,862	$486,530 Land $225,000 Building $261,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4795 SE Manatee Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 units insured incl. 36 condo units
Nearby Flood Claims	20 (1982–2021)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4795 SE Manatee Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream.

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