Martin County property record for 4896 SE Manatee Cove Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,631 sqft · built 2008 |
| Lot Size | 1.25 acres (54,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Dec 2002) |
| Tax Bill | $8,415 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-38-41-001-001-0003.0-0-0000 |
| Primary APN | 50-38-41-001-001-0003.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,631 sqft Living Area |
| Gross Area | 3,839 sqft |
| 1st Floor Area | 2,631 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 54,624 sqft |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,208 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 373 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 39892 |
|---|---|
| Street Address | 4896 SE MANATEE COVE RD |
| City | STUART |
| State | FL |
| Zip | 34997-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | MANATEE COVE LOT 3 BLK 1 (LESS BEG NE COR LOT 3 S ALG R/W 85.23 SW 185.41 NW 76.13 & NE ALG N/LN LOT 3 223.72 TO POB) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 50 |
| Legal Subdivision | MANATEE COVE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1302 |
4896 SE Manatee Cove Rd is owned and occupied by two individuals who bought it in December 2002.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4896 SE MANATEE COVE RD, STUART, FL 34997-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2002 · Amount on File |
| Deed Sale | Dec 9, 2002 · Amount on File |
| Deed Document Number | 20021619276 |
| Deed Book / Page | 1708 / 1249 |
| Prior Transfer Date | Dec 26, 2001 |
| Prior Transfer Doc | 0001565810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4896 SE MANATEE COVE RD, STUART, FL 34997-2329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032721820 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 3272/1820 |
| Instrument | 2926708 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 4896 SE Manatee Cove Rd was $8,415 with a homeowner's exemption, down 0.8% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,415.00 (-0.85%) Additional exemption filed | $546,696 | $1,409,960 Land $626,180 Building $783,780 |
| 2024 | $8,487.00 (+1.81%) | ||
| 2023 | $8,336.00 (+3.49%) Additional exemption filed | $515,815 (+3%) | $1,318,270 (+19.62%) Land $569,250 Building $749,020 |
| 2022 | $8,055.00 Homeowner's exemption | $500,792 | $1,102,050 Land $540,790 Building $561,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4896 SE Manatee Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 units insured incl. 36 condo units |
| Nearby Flood Claims | 20 (1982–2021) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4896 SE Manatee Cove Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Blue Stream.
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