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4843 Turtle Bay Ter, Bradenton, FL 34203 Property Records

Manatee County property record for 4843 Turtle Bay Ter, Bradenton, FL 34203

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,120 sqft · built 2002
Lot Size0.504 acres (21,953 sqft)
OwnerIndividual Name on File
Last Sale$319,000 (Aug 2007)
Tax Bill$2,579 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16977-2615-9

Property Details

APN / Parcel Number

Primary APN16977-2615-9
Alternative APN
  • 3518091697726159

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,120 sqft Living Area
Gross Area2,690 sqft
1st Floor Area2,120 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,953 sqft (0.504 acres)
View / LotStandard
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool Area324 sqft
PorchScreened Porch
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address4843 TURTLE BAY TER
CityBRADENTON
StateFL
Zip34203-3158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 216 SABAL HARBOUR PHASE VI PI#16977.2615/9
Legal Range18E
Legal Township35S
Legal Section09
Legal SubdivisionSABAL HARBOUR PHASE VI
Legal Tract01697707
Legal Lot Number216
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2010
Census Tract804

Owner

4843 Turtle Bay Ter is owned and occupied by an individual who acquired it in June 2020.

Source: Manatee County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address4843 TURTLE BAY TER, BRADENTON, FL 34203-3158
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK SOUTH FLORIDA
Jul 24, 2020Quit Claim Deed, Transfer
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2007 · Amount on File
Deed SaleAug 6, 2007 · Amount on File
Prior SaleApr 11, 2005 · Amount on File
Deed Document Number20072498366
Deed Book / Page2219 / 6832
Last Transfer DateJun 26, 2020
Transfer Doc0000075800
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address4843 TURTLE BAY TER, BRADENTON, FL 34203-3158
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027396137
DateJul 25, 2018
Book Page2739/6137
Instrument201841075939
Lender
NameFIFTH THIRD BANK SOUTH FLORIDA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term96 Months
DueJun 30, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANATEE FL
Recording DateJul 24, 2020
Property Address4843 TURTLE BAY TER, BRADENTON, FL 34203-3158
Document Number0041075800
Instrument DateJun 26, 2020
Instrument41075800
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4843 TURTLE BAY TER BRADENTON FL 342033158, BRADENTON, FL 34203-3158

Mortgage

Document Number41075801
DateJul 24, 2020
Instrument41075801
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
AmountAmount on Record
Term360 Months
DueJul 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4843 Turtle Bay Ter was $2,579 with a homeowner's exemption, up 3.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,043 (+2.7%)$441,462 (-1.28%) Land $45,518 Building $395,944
2025$2,579.00 (+3.62%)$192,836$447,203 Land $45,518 Building $401,685
2024$2,489.00 (+2.26%)
2023$2,434.00 (+3.4%) Homeowner's exemption$181,943 (+3%)$454,509 (+15.07%) Land $45,518 Building $408,991
2022$2,354.00 Homeowner's exemption$176,644$394,976 Land $44,625 Building $350,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4843 Turtle Bay Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims6 (1998–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4843 Turtle Bay Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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